Title 12 — Banks and Banking

Every section of Title 12 of the United States Code, banks and banking — 1,929 sections, full text, with the cases that cite each one.

• 12 U.S.C. § 4568 — Housing Trust Fund
• 12 U.S.C. § 4569 — Capital Magnet Fund
• 12 U.S.C. § 4581 — Cease and desist proceedings
• 12 U.S.C. § 4582 — Hearings
• 12 U.S.C. § 4583 — Judicial review
• 12 U.S.C. § 4584 — Enforcement and jurisdiction
• 12 U.S.C. § 4585 — Civil money penalties
• 12 U.S.C. § 4586 — Public disclosure of final orders and agreements
• 12 U.S.C. § 4587 — Notice of service
• 12 U.S.C. § 4588 — Subpoena authority
• 12 U.S.C. § 4589 — Repealed. Pub. L. 110–289, div. A, title I, §1122(a)(2), July 30, 2008, 122 Stat. 2689
• 12 U.S.C. § 4601 — Review of underwriting guidelines
• 12 U.S.C. § 4602 — Studies of effects of privatization of FNMA and FHLMC
• 12 U.S.C. § 4603 — Transition
• 12 U.S.C. § 4611 — Risk-based capital levels for regulated entities
• 12 U.S.C. § 4612 — Minimum capital levels
• 12 U.S.C. § 4613 — Critical capital levels
• 12 U.S.C. § 4614 — Capital classifications
• 12 U.S.C. § 4615 — Supervisory actions applicable to undercapitalized regulated entities
• 12 U.S.C. § 4616 — Supervisory actions applicable to significantly undercapitalized regulated entities
• 12 U.S.C. § 4617 — Authority over critically undercapitalized regulated entities
• 12 U.S.C. § 4618 — Notice of classification and enforcement action
• 12 U.S.C. § 4619_to_4621 — Repealed. Pub. L. 110–289, div. A, title I, §1145(b)(4), July 30, 2008, 122 Stat. 2767
• 12 U.S.C. § 4622 — Capital restoration plans
• 12 U.S.C. § 4623 — Judicial review of Director action
• 12 U.S.C. § 4624 — Reviews of enterprise assets and liabilities
• 12 U.S.C. § 4631 — Cease-and-desist proceedings
• 12 U.S.C. § 4632 — Temporary cease-and-desist orders
• 12 U.S.C. § 4633 — Hearings
• 12 U.S.C. § 4634 — Judicial review
• 12 U.S.C. § 4635 — Enforcement and jurisdiction
• 12 U.S.C. § 4636 — Civil money penalties
• 12 U.S.C. § 4636a — Removal and prohibition authority
• 12 U.S.C. § 4636b — Criminal penalty
• 12 U.S.C. § 4637 — Notice after separation from service
• 12 U.S.C. § 4638 — Private rights of action
• 12 U.S.C. § 4639 — Public disclosure of final orders and agreements
• 12 U.S.C. § 4640 — Notice of service
• 12 U.S.C. § 4641 — Subpoena authority
• 12 U.S.C. § 4642 — Reporting of fraudulent loans
• 12 U.S.C. § 4701 — Findings and purposes
• 12 U.S.C. § 4702 — Definitions
• 12 U.S.C. § 4703 — Establishment of national Fund for community development banking
• 12 U.S.C. § 4703a — Capital investments for neighborhoods disproportionately impacted by the COVID–19 pandemic
• 12 U.S.C. § 4704 — Applications for assistance
• 12 U.S.C. § 4705 — Community partnerships
• 12 U.S.C. § 4706 — Selection of institutions
• 12 U.S.C. § 4707 — Assistance provided by Fund
• 12 U.S.C. § 4708 — Training
• 12 U.S.C. § 4709 — Encouragement of private entities
• 12 U.S.C. § 4710 — Collection and compilation of information
• 12 U.S.C. § 4711 — Investment of receipts and proceeds
• 12 U.S.C. § 4712 — Capitalization assistance to enhance liquidity
• 12 U.S.C. § 4713 — Incentives for depository institution participation
• 12 U.S.C. § 4713a — Guarantees for bonds and notes issued for community or economic development purposes
• 12 U.S.C. § 4714 — Recordkeeping
• 12 U.S.C. § 4715 — Special provisions with respect to institutions that are supervised by Federal banking agencies
• 12 U.S.C. § 4716 — Studies and reports; examination and audit
• 12 U.S.C. § 4717 — Enforcement
• 12 U.S.C. § 4718 — Authorization of appropriations
• 12 U.S.C. § 4719 — Grants to establish loan-loss reserve funds
• 12 U.S.C. § 4741 — Findings and purposes
• 12 U.S.C. § 4742 — Definitions
• 12 U.S.C. § 4743 — Approving States for participation
• 12 U.S.C. § 4744 — Participation agreements
• 12 U.S.C. § 4745 — Terms of participation agreements
• 12 U.S.C. § 4746 — Reports
• 12 U.S.C. § 4747 — Reimbursement by Fund
• 12 U.S.C. § 4748 — Reimbursement to Fund
• 12 U.S.C. § 4749 — Regulations
• 12 U.S.C. § 4750 — Authorization of appropriations
• 12 U.S.C. § 4801 — Incorporated definitions
• 12 U.S.C. § 4802 — Administrative consideration of burden with new regulations
• 12 U.S.C. § 4803 — Streamlining of regulatory requirements
• 12 U.S.C. § 4804 — Elimination of duplicative filings
• 12 U.S.C. § 4805 — Call report simplification
• 12 U.S.C. § 4805a — Call report simplification
• 12 U.S.C. § 4806 — Regulatory appeals process, ombudsman, and alternative dispute resolution
• 12 U.S.C. § 4807 — Time limit on agency consideration of completed applications
• 12 U.S.C. § 4808 — Revising regulatory requirements for transfers of all types of assets with recourse
• 12 U.S.C. § 4809 — "Plain language" requirement for Federal banking agency rules
• 12 U.S.C. § 4901 — Definitions
• 12 U.S.C. § 4902 — Termination of private mortgage insurance
• 12 U.S.C. § 4903 — Disclosure requirements
• 12 U.S.C. § 4904 — Notification upon cancellation or termination
• 12 U.S.C. § 4905 — Disclosure requirements for lender paid mortgage insurance
• 12 U.S.C. § 4906 — Fees for disclosures
• 12 U.S.C. § 4907 — Civil liability
• 12 U.S.C. § 4908 — Effect on other laws and agreements
• 12 U.S.C. § 4909 — Enforcement
• 12 U.S.C. § 4910 — Construction
• 12 U.S.C. § 5001 — Findings; purposes
• 12 U.S.C. § 5002 — Definitions
• 12 U.S.C. § 5003 — General provisions governing substitute checks
• 12 U.S.C. § 5004 — Substitute check warranties
• 12 U.S.C. § 5005 — Indemnity
• 12 U.S.C. § 5006 — Expedited recredit for consumers
• 12 U.S.C. § 5007 — Expedited recredit procedures for banks
• 12 U.S.C. § 5008 — Delays in an emergency
• 12 U.S.C. § 5009 — Measure of damages
• 12 U.S.C. § 5010 — Statute of limitations and notice of claim
• 12 U.S.C. § 5011 — Consumer awareness
• 12 U.S.C. § 5012 — Effect on other law
• 12 U.S.C. § 5013 — Variation by agreement
• 12 U.S.C. § 5014 — Regulations
• 12 U.S.C. § 5015 — Study and report on funds availability
• 12 U.S.C. § 5016 — Statistical reporting of costs and revenues for transporting checks between reserve banks
• 12 U.S.C. § 5017 — Evaluation and report by the Comptroller General
• 12 U.S.C. § 5018 — Depositary services efficiency and cost reduction
• 12 U.S.C. § 5101 — Purposes and methods for establishing a mortgage licensing system and registry
• 12 U.S.C. § 5102 — Definitions
• 12 U.S.C. § 5103 — License or registration required
• 12 U.S.C. § 5104 — State license and registration application and issuance
• 12 U.S.C. § 5105 — Standards for State license renewal
• 12 U.S.C. § 5106 — System of registration administration by Federal agencies
• 12 U.S.C. § 5107 — Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
• 12 U.S.C. § 5108 — Backup authority to establish a nationwide mortgage licensing and registry system
• 12 U.S.C. § 5109 — Fees
• 12 U.S.C. § 5110 — Background checks of loan originators
• 12 U.S.C. § 5111 — Confidentiality of information
• 12 U.S.C. § 5112 — Liability provisions
• 12 U.S.C. § 5113 — Enforcement by the Bureau
• 12 U.S.C. § 5114 — State examination authority
• 12 U.S.C. § 5115 — Reports and recommendations to Congress
• 12 U.S.C. § 5116 — Study and reports on defaults and foreclosures
• 12 U.S.C. § 5117 — Employment transition of loan originators
• 12 U.S.C. § 5201 — Purposes
• 12 U.S.C. § 5202 — Definitions
• 12 U.S.C. § 5211 — Purchases of troubled assets
• 12 U.S.C. § 5212 — Insurance of troubled assets
• 12 U.S.C. § 5213 — Considerations
• 12 U.S.C. § 5214 — Financial Stability Oversight Board
• 12 U.S.C. § 5215 — Reports
• 12 U.S.C. § 5216 — Rights; management; sale of troubled assets; revenues and sale proceeds
• 12 U.S.C. § 5217 — Contracting procedures
• 12 U.S.C. § 5218 — Conflicts of interest
• 12 U.S.C. § 5219 — Foreclosure mitigation efforts
• 12 U.S.C. § 5219a — Home Affordable Modification Program guidelines
• 12 U.S.C. § 5219b — Public availability of information of Making Home Affordable Program
• 12 U.S.C. § 5220 — Assistance to homeowners
• 12 U.S.C. § 5220a — Application of GSE conforming loan limit to mortgages assisted with TARP funds
• 12 U.S.C. § 5220b — Multifamily mortgage resolution program
• 12 U.S.C. § 5221 — Executive compensation and corporate governance
• 12 U.S.C. § 5222 — Coordination with foreign authorities and central banks
• 12 U.S.C. § 5223 — Minimization of long-term costs and maximization of benefits for taxpayers
• 12 U.S.C. § 5224 — Market transparency
• 12 U.S.C. § 5225 — Graduated authorization to purchase
• 12 U.S.C. § 5226 — Oversight and audits
• 12 U.S.C. § 5227 — Study and report on margin authority
• 12 U.S.C. § 5228 — Funding
• 12 U.S.C. § 5229 — Judicial review and related matters
• 12 U.S.C. § 5230 — Termination of authority
• 12 U.S.C. § 5231 — Special Inspector General for the Troubled Asset Relief Program
• 12 U.S.C. § 5231a — Public-Private Investment Program; additional appropriations for the Special Inspector General for the Troubled Asset Relief Program
• 12 U.S.C. § 5232 — Credit reform
• 12 U.S.C. § 5233 — Congressional Oversight Panel
• 12 U.S.C. § 5234 — Cooperation with the FBI
• 12 U.S.C. § 5235 — Disclosures on exercise of loan authority
• 12 U.S.C. § 5236 — Exchange Stabilization Fund reimbursement
• 12 U.S.C. § 5237 — Authority to suspend mark-to-market accounting
• 12 U.S.C. § 5238 — Study on mark-to-market accounting
• 12 U.S.C. § 5239 — Recoupment
• 12 U.S.C. § 5240 — Preservation of authority
• 12 U.S.C. § 5241 — Temporary increase in deposit and share insurance coverage
• 12 U.S.C. § 5251 — Information for congressional support agencies
• 12 U.S.C. § 5252 — Reports by the Office of Management and Budget and the Congressional Budget Office
• 12 U.S.C. § 5253 — Emergency treatment
• 12 U.S.C. § 5261 — Gain or loss from sale or exchange of certain preferred stock
• 12 U.S.C. § 5301 — Definitions
• 12 U.S.C. § 5302 — Severability
• 12 U.S.C. § 5303 — Antitrust savings clause
• 12 U.S.C. § 5311 — Definitions
• 12 U.S.C. § 5321 — Financial Stability Oversight Council established
• 12 U.S.C. § 5322 — Council authority
• 12 U.S.C. § 5323 — Authority to require supervision and regulation of certain nonbank financial companies
• 12 U.S.C. § 5324 — Registration of nonbank financial companies supervised by the Board of Governors
• 12 U.S.C. § 5325 — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
• 12 U.S.C. § 5326 — Reports
• 12 U.S.C. § 5327 — Treatment of certain companies that cease to be bank holding companies
• 12 U.S.C. § 5328 — Council funding
• 12 U.S.C. § 5329 — Resolution of supervisory jurisdictional disputes among member agencies
• 12 U.S.C. § 5330 — Additional standards applicable to activities or practices for financial stability purposes
• 12 U.S.C. § 5331 — Mitigation of risks to financial stability
• 12 U.S.C. § 5332 — GAO audit of Council
• 12 U.S.C. § 5333 — Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
• 12 U.S.C. § 5334 — Data standards
• 12 U.S.C. § 5335 — Open data publication
• 12 U.S.C. § 5341 — Definitions
• 12 U.S.C. § 5342 — Office of Financial Research established
• 12 U.S.C. § 5343 — Purpose and duties of the Office
• 12 U.S.C. § 5344 — Organizational structure; responsibilities of primary programmatic units
• 12 U.S.C. § 5345 — Funding
• 12 U.S.C. § 5346 — Transition oversight
• 12 U.S.C. § 5361 — Reports by and examinations of nonbank financial companies by the Board of Governors
• 12 U.S.C. § 5362 — Enforcement
• 12 U.S.C. § 5363 — Acquisitions
• 12 U.S.C. § 5364 — Prohibition against management interlocks between certain financial companies
• 12 U.S.C. § 5365 — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
• 12 U.S.C. § 5366 — Early remediation requirements
• 12 U.S.C. § 5367 — Affiliations