Title 12 — Banks and Banking

Every section of Title 12 of the United States Code, banks and banking — 2,070 sections, full text, with the cases that cite each one.

• 12 U.S.C. § 4805 — Call report simplification
• 12 U.S.C. § 4805a — Call report simplification
• 12 U.S.C. § 4806 — Regulatory appeals process, ombudsman, and alternative dispute resolution
• 12 U.S.C. § 4807 — Time limit on agency consideration of completed applications
• 12 U.S.C. § 4808 — Revising regulatory requirements for transfers of all types of assets with recourse
• 12 U.S.C. § 4809 — “Plain language” requirement for Federal banking agency rules
• 12 U.S.C. § 4901 — Definitions
• 12 U.S.C. § 4902 — Termination of private mortgage insurance
• 12 U.S.C. § 4903 — Disclosure requirements
• 12 U.S.C. § 4904 — Notification upon cancellation or termination
• 12 U.S.C. § 4905 — Disclosure requirements for lender paid mortgage insurance
• 12 U.S.C. § 4906 — Fees for disclosures
• 12 U.S.C. § 4907 — Civil liability
• 12 U.S.C. § 4908 — Effect on other laws and agreements
• 12 U.S.C. § 4909 — Enforcement
• 12 U.S.C. § 4910 — Construction
• 12 U.S.C. § 5001 — Findings; purposes
• 12 U.S.C. § 5002 — Definitions
• 12 U.S.C. § 5003 — General provisions governing substitute checks
• 12 U.S.C. § 5004 — Substitute check warranties
• 12 U.S.C. § 5005 — Indemnity
• 12 U.S.C. § 5006 — Expedited recredit for consumers
• 12 U.S.C. § 5007 — Expedited recredit procedures for banks
• 12 U.S.C. § 5008 — Delays in an emergency
• 12 U.S.C. § 5009 — Measure of damages
• 12 U.S.C. § 5010 — Statute of limitations and notice of claim
• 12 U.S.C. § 5011 — Consumer awareness
• 12 U.S.C. § 5012 — Effect on other law
• 12 U.S.C. § 5013 — Variation by agreement
• 12 U.S.C. § 5014 — Regulations
• 12 U.S.C. § 5015 — Study and report on funds availability
• 12 U.S.C. § 5016 — Statistical reporting of costs and revenues for transporting checks between reserve banks
• 12 U.S.C. § 5017 — Evaluation and report by the Comptroller General
• 12 U.S.C. § 5018 — Depositary services efficiency and cost reduction
• 12 U.S.C. § 5101 — Purposes and methods for establishing a mortgage licensing system and registry
• 12 U.S.C. § 5102 — Definitions
• 12 U.S.C. § 5103 — License or registration required
• 12 U.S.C. § 5104 — State license and registration application and issuance
• 12 U.S.C. § 5105 — Standards for State license renewal
• 12 U.S.C. § 5106 — System of registration administration by Federal agencies
• 12 U.S.C. § 5107 — Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
• 12 U.S.C. § 5108 — Backup authority to establish a nationwide mortgage licensing and registry system
• 12 U.S.C. § 5109 — Fees
• 12 U.S.C. § 5110 — Background checks of loan originators
• 12 U.S.C. § 5111 — Confidentiality of information
• 12 U.S.C. § 5112 — Liability provisions
• 12 U.S.C. § 5113 — Enforcement by the Bureau
• 12 U.S.C. § 5114 — State examination authority
• 12 U.S.C. § 5115 — Reports and recommendations to Congress
• 12 U.S.C. § 5116 — Study and reports on defaults and foreclosures
• 12 U.S.C. § 5117 — Employment transition of loan originators
• 12 U.S.C. § 5201 — Purposes
• 12 U.S.C. § 5202 — Definitions
• 12 U.S.C. § 5211 — Purchases of troubled assets
• 12 U.S.C. § 5212 — Insurance of troubled assets
• 12 U.S.C. § 5213 — Considerations
• 12 U.S.C. § 5214 — Financial Stability Oversight Board
• 12 U.S.C. § 5215 — Reports
• 12 U.S.C. § 5216 — Rights; management; sale of troubled assets; revenues and sale proceeds
• 12 U.S.C. § 5217 — Contracting procedures
• 12 U.S.C. § 5218 — Conflicts of interest
• 12 U.S.C. § 5219 — Foreclosure mitigation efforts
• 12 U.S.C. § 5219a — Home Affordable Modification Program guidelines
• 12 U.S.C. § 5219b — Public availability of information of Making Home Affordable Program
• 12 U.S.C. § 5220 — Assistance to homeowners
• 12 U.S.C. § 5220a — Application of GSE conforming loan limit to mortgages assisted with TARP funds
• 12 U.S.C. § 5220b — Multifamily mortgage resolution program
• 12 U.S.C. § 5221 — Executive compensation and corporate governance
• 12 U.S.C. § 5222 — Coordination with foreign authorities and central banks
• 12 U.S.C. § 5223 — Minimization of long-term costs and maximization of benefits for taxpayers
• 12 U.S.C. § 5224 — Market transparency
• 12 U.S.C. § 5225 — Graduated authorization to purchase
• 12 U.S.C. § 5226 — Oversight and audits
• 12 U.S.C. § 5227 — Study and report on margin authority
• 12 U.S.C. § 5228 — Funding
• 12 U.S.C. § 5229 — Judicial review and related matters
• 12 U.S.C. § 5230 — Termination of authority
• 12 U.S.C. § 5231 — Special Inspector General for the Troubled Asset Relief Program
• 12 U.S.C. § 5231a — Public-Private Investment Program; additional appropriations for the Special Inspector General for the Troubled Asset Relief Program
• 12 U.S.C. § 5232 — Credit reform
• 12 U.S.C. § 5233 — Congressional Oversight Panel
• 12 U.S.C. § 5234 — Cooperation with the FBI
• 12 U.S.C. § 5235 — Disclosures on exercise of loan authority
• 12 U.S.C. § 5236 — Exchange Stabilization Fund reimbursement
• 12 U.S.C. § 5237 — Authority to suspend mark-to-market accounting
• 12 U.S.C. § 5238 — Study on mark-to-market accounting
• 12 U.S.C. § 5239 — Recoupment
• 12 U.S.C. § 5240 — Preservation of authority
• 12 U.S.C. § 5241 — Temporary increase in deposit and share insurance coverage
• 12 U.S.C. § 5251 — Information for congressional support agencies
• 12 U.S.C. § 5252 — Reports by the Office of Management and Budget and the Congressional Budget Office
• 12 U.S.C. § 5253 — Emergency treatment
• 12 U.S.C. § 5261 — Gain or loss from sale or exchange of certain preferred stock
• 12 U.S.C. § 5301 — Definitions
• 12 U.S.C. § 5302 — Severability
• 12 U.S.C. § 5303 — Antitrust savings clause
• 12 U.S.C. § 5311 — Definitions
• 12 U.S.C. § 5321 — Financial Stability Oversight Council established
• 12 U.S.C. § 5322 — Council authority
• 12 U.S.C. § 5323 — Authority to require supervision and regulation of certain nonbank financial companies
• 12 U.S.C. § 5324 — Registration of nonbank financial companies supervised by the Board of Governors
• 12 U.S.C. § 5325 — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
• 12 U.S.C. § 5326 — Reports
• 12 U.S.C. § 5327 — Treatment of certain companies that cease to be bank holding companies
• 12 U.S.C. § 5328 — Council funding
• 12 U.S.C. § 5329 — Resolution of supervisory jurisdictional disputes among member agencies
• 12 U.S.C. § 5330 — Additional standards applicable to activities or practices for financial stability purposes
• 12 U.S.C. § 5331 — Mitigation of risks to financial stability
• 12 U.S.C. § 5332 — GAO audit of Council
• 12 U.S.C. § 5333 — Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
• 12 U.S.C. § 5334 — Data standards
• 12 U.S.C. § 5335 — Open data publication
• 12 U.S.C. § 5341 — Definitions
• 12 U.S.C. § 5342 — Office of Financial Research established
• 12 U.S.C. § 5343 — Purpose and duties of the Office
• 12 U.S.C. § 5344 — Organizational structure; responsibilities of primary programmatic units
• 12 U.S.C. § 5345 — Funding
• 12 U.S.C. § 5346 — Transition oversight
• 12 U.S.C. § 5361 — Reports by and examinations of nonbank financial companies by the Board of Governors
• 12 U.S.C. § 5362 — Enforcement
• 12 U.S.C. § 5363 — Acquisitions
• 12 U.S.C. § 5364 — Prohibition against management interlocks between certain financial companies
• 12 U.S.C. § 5365 — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
• 12 U.S.C. § 5366 — Early remediation requirements
• 12 U.S.C. § 5367 — Affiliations
• 12 U.S.C. § 5368 — Regulations
• 12 U.S.C. § 5369 — Avoiding duplication
• 12 U.S.C. § 5370 — Safe harbor
• 12 U.S.C. § 5371 — Leverage and risk-based capital requirements
• 12 U.S.C. § 5372 — Rule of construction
• 12 U.S.C. § 5373 — International policy coordination
• 12 U.S.C. § 5374 — Rule of construction
• 12 U.S.C. § 5381 — Definitions
• 12 U.S.C. § 5382 — Judicial review
• 12 U.S.C. § 5383 — Systemic risk determination
• 12 U.S.C. § 5384 — Orderly liquidation of covered financial companies
• 12 U.S.C. § 5385 — Orderly liquidation of covered brokers and dealers
• 12 U.S.C. § 5386 — Mandatory terms and conditions for all orderly liquidation actions
• 12 U.S.C. § 5387 — Directors not liable for acquiescing in appointment of receiver
• 12 U.S.C. § 5388 — Dismissal and exclusion of other actions
• 12 U.S.C. § 5389 — Rulemaking; non-conflicting law
• 12 U.S.C. § 5390 — Powers and duties of the Corporation
• 12 U.S.C. § 5391 — Inspector General reviews
• 12 U.S.C. § 5392 — Prohibition of circumvention and prevention of conflicts of interest
• 12 U.S.C. § 5393 — Ban on certain activities by senior executives and directors
• 12 U.S.C. § 5394 — Prohibition on taxpayer funding
• 12 U.S.C. § 5401 — Purposes
• 12 U.S.C. § 5402 — Definition
• 12 U.S.C. § 5411 — Transfer date
• 12 U.S.C. § 5412 — Powers and duties transferred
• 12 U.S.C. § 5413 — Abolishment
• 12 U.S.C. § 5414 — Savings provisions
• 12 U.S.C. § 5415 — References in Federal law to Federal banking agencies
• 12 U.S.C. § 5416 — Contracting and leasing authority
• 12 U.S.C. § 5431 — Interim use of funds, personnel, and property of the Office of Thrift Supervision
• 12 U.S.C. § 5432 — Transfer of employees
• 12 U.S.C. § 5433 — Property transferred
• 12 U.S.C. § 5434 — Funds transferred
• 12 U.S.C. § 5435 — Disposition of affairs
• 12 U.S.C. § 5436 — Continuation of services
• 12 U.S.C. § 5437 — Implementation plan and reports
• 12 U.S.C. § 5451 — Branching
• 12 U.S.C. § 5452 — Office of Minority and Women Inclusion
• 12 U.S.C. § 5461 — Findings and purposes
• 12 U.S.C. § 5462 — Definitions
• 12 U.S.C. § 5463 — Designation of systemic importance
• 12 U.S.C. § 5464 — Standards for systemically important financial market utilities and payment, clearing, or settlement activities
• 12 U.S.C. § 5465 — Operations of designated financial market utilities
• 12 U.S.C. § 5466 — Examination of and enforcement actions against designated financial market utilities
• 12 U.S.C. § 5467 — Examination of and enforcement actions against financial institutions subject to standards for designated activities
• 12 U.S.C. § 5468 — Requests for information, reports, or records
• 12 U.S.C. § 5469 — Rulemaking
• 12 U.S.C. § 5470 — Other authority
• 12 U.S.C. § 5471 — Consultation
• 12 U.S.C. § 5472 — Common framework for designated clearing entity risk management
• 12 U.S.C. § 5481 — Definitions
• 12 U.S.C. § 5491 — Establishment of the Bureau of Consumer Financial Protection
• 12 U.S.C. § 5492 — Executive and administrative powers
• 12 U.S.C. § 5493 — Administration
• 12 U.S.C. § 5494 — Consumer Advisory Board
• 12 U.S.C. § 5495 — Coordination
• 12 U.S.C. § 5496 — Appearances before and reports to Congress
• 12 U.S.C. § 5496a — Annual audits
• 12 U.S.C. § 5496b — GAO study of financial regulations
• 12 U.S.C. § 5497 — Funding; penalties and fines
• 12 U.S.C. § 5498 — Data standards
• 12 U.S.C. § 5499 — Open data publication
• 12 U.S.C. § 5511 — Purpose, objectives, and functions
• 12 U.S.C. § 5512 — Rulemaking authority
• 12 U.S.C. § 5513 — Review of Bureau regulations
• 12 U.S.C. § 5514 — Supervision of nondepository covered persons
• 12 U.S.C. § 5515 — Supervision of very large banks, savings associations, and credit unions
• 12 U.S.C. § 5516 — Other banks, savings associations, and credit unions
• 12 U.S.C. § 5517 — Limitations on authorities of the Bureau; preservation of authorities
• 12 U.S.C. § 5518 — Authority to restrict mandatory pre-dispute arbitration
• 12 U.S.C. § 5519 — Exclusion for auto dealers
• 12 U.S.C. § 5531 — Prohibiting unfair, deceptive, or abusive acts or practices
• 12 U.S.C. § 5532 — Disclosures
• 12 U.S.C. § 5533 — Consumer rights to access information
• 12 U.S.C. § 5534 — Response to consumer complaints and inquiries