Title 12 — Banks and Banking

Every section of Title 12 of the United States Code, banks and banking — 1,929 sections, full text, with the cases that cite each one.

• 12 U.S.C. § 1 — Office of the Comptroller of the Currency
• 12 U.S.C. § 2 — Comptroller of the Currency; appointment; term
• 12 U.S.C. § 3 — Oath of Comptroller
• 12 U.S.C. § 4 — Deputy Comptrollers
• 12 U.S.C. § 4a — Delegation of authority by Comptroller
• 12 U.S.C. § 4b — Deputy Comptroller for the supervision and examination of Federal savings associations
• 12 U.S.C. § 7 — Chief of examining division
• 12 U.S.C. § 8 — Clerks
• 12 U.S.C. § 9 — Additional examiners, clerks, and other employees
• 12 U.S.C. § 9a — Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 645
• 12 U.S.C. § 10 — Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
• 12 U.S.C. § 11 — Interest in national banks
• 12 U.S.C. § 12 — Seal of Comptroller
• 12 U.S.C. § 13 — Rooms for Currency Bureau
• 12 U.S.C. § 14 — Report of Comptroller
• 12 U.S.C. § 14a — Data standards; open data publication
• 12 U.S.C. § 15 — Repealed. Aug. 7, 1946, ch. 770, §1(40, 50), 60 Stat. 869, 870
• 12 U.S.C. § 16 — Funding of Office
• 12 U.S.C. § 21 — Formation of national banking associations; incorporators; articles of association
• 12 U.S.C. § 21a — Amendment of articles of association
• 12 U.S.C. § 22 — Organization certificate
• 12 U.S.C. § 23 — Acknowledgment and filing of certificate
• 12 U.S.C. § 24 — Corporate powers of associations
• 12 U.S.C. § 24a — Financial subsidiaries of national banks
• 12 U.S.C. § 25a — Participation by national banks in lotteries and related activities
• 12 U.S.C. § 25b — State law preemption standards for national banks and subsidiaries clarified
• 12 U.S.C. § 26 — Comptroller to determine if association can commence business
• 12 U.S.C. § 27 — Certificate of authority to commence banking
• 12 U.S.C. § 28 — Repealed. Pub. L. 103–325, title VI, §602(e)(1), Sept. 23, 1994, 108 Stat. 2291
• 12 U.S.C. § 29 — Power to hold real property
• 12 U.S.C. § 30 — Change of name or location
• 12 U.S.C. § 31 — Rights and liabilities as affected by change of name
• 12 U.S.C. § 32 — Liabilities and suits as affected by change of name or location
• 12 U.S.C. § 33_to_34c — Transferred
• 12 U.S.C. § 35 — Organization of State banks as national banking associations
• 12 U.S.C. § 36 — Branch banks
• 12 U.S.C. § 37 — Associations governed by chapter
• 12 U.S.C. § 38 — The National Bank Act
• 12 U.S.C. § 39 — Reservation of rights of associations organized under Act of 1863
• 12 U.S.C. § 40 — Virgin Islands; extension of National Bank Act
• 12 U.S.C. § 41 — Guam; extension of National Bank Act
• 12 U.S.C. § 42 — Territorial application
• 12 U.S.C. § 43 — Interpretations concerning preemption of certain State laws
• 12 U.S.C. § 51 — Repealed. Pub. L. 106–569, title XII, §1233(c), Dec. 27, 2000, 114 Stat. 3037
• 12 U.S.C. § 51a — Preferred stock; issuance authorized
• 12 U.S.C. § 51b — Dividends, voting, and retirement of preferred stock; individual liability
• 12 U.S.C. § 51b-1 — Consideration of preferred stock in determining impairment of capital; dividends; retirement
• 12 U.S.C. § 51c — "Common stock", "capital", and "capital stock" defined
• 12 U.S.C. § 51d_to_51f — Repealed. June 30, 1947, ch. 166, title II, §206(b), (o), 61 Stat. 208
• 12 U.S.C. § 52 — Par value and incidents of stock; transfer of shares
• 12 U.S.C. § 53 — When capital stock paid in
• 12 U.S.C. § 54 — Repealed. Pub. L. 86–230, §5, Sept. 8, 1959, 73 Stat. 457
• 12 U.S.C. § 55 — Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership
• 12 U.S.C. § 56 — Prohibition on withdrawal of capital; unearned dividends
• 12 U.S.C. § 57 — Increase of capital by provision in articles of association
• 12 U.S.C. § 58 — Repealed. Pub. L. 86–230, §6, Sept. 8, 1959, 73 Stat. 457
• 12 U.S.C. § 59 — Reduction of capital
• 12 U.S.C. § 60 — National bank dividends
• 12 U.S.C. § 61 — Shareholders' voting rights; cumulative and distributive voting; preferred stock; trust shares; proxies, liability restrictions; percentage requirement exclusion of trust shares
• 12 U.S.C. § 62 — List of shareholders
• 12 U.S.C. § 63,_64 — Repealed. Pub. L. 86–230, §7, Sept. 8, 1959, 73 Stat. 457
• 12 U.S.C. § 64a — Individual liability of shareholders; limitation on liability
• 12 U.S.C. § 65 — Repealed. Pub. L. 86–230, §8, Sept. 8, 1959, 73 Stat. 457
• 12 U.S.C. § 66 — Personal liability of representatives of stockholders
• 12 U.S.C. § 67 — Individual liability of shareholders; compromises; authority of receiver
• 12 U.S.C. § 71 — Election
• 12 U.S.C. § 71a — Number of directors; penalties
• 12 U.S.C. § 72 — Qualifications
• 12 U.S.C. § 73 — Oath
• 12 U.S.C. § 74 — Vacancies
• 12 U.S.C. § 75 — Legal holiday, annual meeting on; proceedings where no election held on proper day
• 12 U.S.C. § 76 — President of bank as member of board; chairman of board
• 12 U.S.C. § 77 — Repealed. Pub. L. 89–695, title II, §207, Oct. 16, 1966, 80 Stat. 1055
• 12 U.S.C. § 78 — Repealed. Pub. L. 106–102, title I, §101(b), Nov. 12, 1999, 113 Stat. 1341
• 12 U.S.C. § 81 — Place of business
• 12 U.S.C. § 82 — Repealed. Pub. L. 97–320, title IV, §402, Oct. 15, 1982, 96 Stat. 1510
• 12 U.S.C. § 83 — Loans by bank on its own stock
• 12 U.S.C. § 84 — Lending limits
• 12 U.S.C. § 85 — Rate of interest on loans, discounts and purchases
• 12 U.S.C. § 86 — Usurious interest; penalty for taking; limitations
• 12 U.S.C. § 87_to_89 — Repealed. Pub. L. 103–325, title VI, §602(e)(2)–(4), Sept. 23, 1994, 108 Stat. 2291
• 12 U.S.C. § 90 — Depositaries of public moneys and financial agents of Government
• 12 U.S.C. § 91 — Transfers by bank and other acts in contemplation of insolvency
• 12 U.S.C. § 92 — Acting as insurance agent or broker
• 12 U.S.C. § 92a — Trust powers
• 12 U.S.C. § 93 — Violation of provisions of chapter
• 12 U.S.C. § 93a — Authority to prescribe rules and regulations
• 12 U.S.C. § 94 — Venue of suits
• 12 U.S.C. § 94a — Repealed. June 25, 1948, ch. 646, §39, 62 Stat. 992, eff. Sept. 1, 1948
• 12 U.S.C. § 95 — Emergency limitations and restrictions on business of members of Federal Reserve System; designation of legal holiday for national banking associations; exceptions; "State" defined
• 12 U.S.C. § 101_to_110 — Repealed. Pub. L. 103–325, title VI, §602(e)(5)–(11), (f)(2)–(4)(A), (g)(9), Sept. 23, 1994, 108 Stat. 2292, 2294
• 12 U.S.C. § 121 — Repealed. Pub. L. 103–325, title VI, §602(f)(4)(B), Sept. 23, 1994, 108 Stat. 2292
• 12 U.S.C. § 121a — Redemption of notes unidentifiable as to bank of issue
• 12 U.S.C. § 122 — Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068
• 12 U.S.C. § 122a — Redeemed notes of unidentifiable issue; funds charged against
• 12 U.S.C. § 123_to_126 — Repealed. Pub. L. 103–325, title VI, §602(e)(12), (13), (f)(4)(C), (6), Sept. 23, 1994, 108 Stat. 2292, 2293
• 12 U.S.C. § 127 — Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 633
• 12 U.S.C. § 131_to_138 — Repealed. Pub. L. 103–325, title VI, §602(e)(14)–(21), Sept. 23, 1994, 108 Stat. 2292
• 12 U.S.C. § 142 — Banks in reserve cities; reserves
• 12 U.S.C. § 143 — Banks in Alaska and insular possessions; lawful money reserves
• 12 U.S.C. § 144 — Certain balances counted toward reserves in dependencies and insular possessions
• 12 U.S.C. § 145,_146 — Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068
• 12 U.S.C. § 151_to_153 — Repealed. Pub. L. 103–325, title VI, §602(e)(22), (23), (f)(7), Sept. 23, 1994, 108 Stat. 2292, 2293
• 12 U.S.C. § 161 — Reports to Comptroller of the Currency
• 12 U.S.C. § 162 — Repealed. Pub. L. 86–671, §6, July 14, 1960, 74 Stat. 552.
• 12 U.S.C. § 163 — Repealed. Pub. L. 86–230, §22(a), Sept. 8, 1959, 73 Stat. 466
• 12 U.S.C. § 164 — Penalty for failure to make reports
• 12 U.S.C. § 168_to_177 — Repealed. Pub. L. 103–325, title VI, §602(e)(24)–(31), (f)(4)(D), (5)(A), Sept. 23, 1994, 108 Stat. 2292, 2293
• 12 U.S.C. § 177a — Funds available for cost of transporting and redeeming national and Federal Reserve bank notes
• 12 U.S.C. § 178 — Repealed. Pub. L. 103–325, title VI, §602(f)(5)(B), Sept. 23, 1994, 108 Stat. 2293
• 12 U.S.C. § 181 — Voluntary dissolution; appointment and removal of liquidating agent or committee; examination
• 12 U.S.C. § 182 — Notice of intent to dissolve
• 12 U.S.C. § 183_to_186 — Repealed. Pub. L. 103–325, title VI, §602(e)(32)–(35), Sept. 23, 1994, 108 Stat. 2292
• 12 U.S.C. § 191 — Appointment of receiver for a national bank
• 12 U.S.C. § 192 — Default in payment of circulating notes
• 12 U.S.C. § 193 — Notice to present claims
• 12 U.S.C. § 194 — Dividends on adjusted claims; distribution of assets
• 12 U.S.C. § 195 — Repealed. Pub. L. 103–325, title VI, §602(e)(36), Sept. 23, 1994, 108 Stat. 2292
• 12 U.S.C. § 196 — Expenses
• 12 U.S.C. § 197 — Shareholders' meeting; continuance of receivership; appointment of agent; winding up business; distribution of assets
• 12 U.S.C. § 197a — Resumption of business by closed bank on consent of depositors
• 12 U.S.C. § 198 — Purchase by receiver of property of bank; request to Comptroller
• 12 U.S.C. § 199 — Approval of request
• 12 U.S.C. § 200 — Payment
• 12 U.S.C. § 201 — Short title
• 12 U.S.C. § 202 — Definitions
• 12 U.S.C. § 203 — Appointment of conservator
• 12 U.S.C. § 204 — Examinations
• 12 U.S.C. § 205 — Termination of conservatorship
• 12 U.S.C. § 206 — Conservator; powers and duties
• 12 U.S.C. § 207,_208 — Repealed. Pub. L. 101–73, title VIII, §808, Aug. 9, 1989, 103 Stat. 446
• 12 U.S.C. § 209 — Liability protection
• 12 U.S.C. § 210 — Governmental powers unimpaired
• 12 U.S.C. § 211 — Rules and regulations
• 12 U.S.C. § 212 — Right to amend; separability
• 12 U.S.C. § 213 — Transferred
• 12 U.S.C. § 214 — Definitions
• 12 U.S.C. § 214a — Procedure for conversion, merger, or consolidation; vote of stockholders
• 12 U.S.C. § 214b — Continuation of business and corporate entity
• 12 U.S.C. § 214c — Conversions in contravention of State law
• 12 U.S.C. § 214d — Prohibition on conversion
• 12 U.S.C. § 215 — Consolidation of banks within same State
• 12 U.S.C. § 215a — Merger of national banks or State banks into national banks
• 12 U.S.C. § 215a-1 — Interstate consolidations and mergers
• 12 U.S.C. § 215a-2 — Expedited procedures for certain reorganizations
• 12 U.S.C. § 215a-3 — Mergers and consolidations with subsidiaries and nonbank affiliates
• 12 U.S.C. § 215b — Definitions
• 12 U.S.C. § 215c — Mergers, consolidations, and other acquisitions authorized
• 12 U.S.C. § 216 — Purpose
• 12 U.S.C. § 216a — Definitions
• 12 U.S.C. § 216b — Disposition of unclaimed property
• 12 U.S.C. § 216c — Rules and regulations
• 12 U.S.C. § 216d — Severability
• 12 U.S.C. § 221 — Definitions
• 12 U.S.C. § 221a — Additional definitions
• 12 U.S.C. § 222 — Federal reserve districts; membership of national banks
• 12 U.S.C. § 223 — Number of Federal reserve cities in district
• 12 U.S.C. § 224 — Status of reserve cities under former statutes
• 12 U.S.C. § 225 — Federal reserve banks; title
• 12 U.S.C. § 225a — Maintenance of long run growth of monetary and credit aggregates
• 12 U.S.C. § 225b — Appearances before and reports to the Congress
• 12 U.S.C. § 226 — "Federal Reserve Act"
• 12 U.S.C. § 227 — "Banking Act of 1933"
• 12 U.S.C. § 228 — "Banking Act of 1935"
• 12 U.S.C. § 241 — Creation; membership; compensation and expenses
• 12 U.S.C. § 242 — Ineligibility to hold office in member banks; qualifications and terms of office of members; chairman and vice chairman; oath of office
• 12 U.S.C. § 243 — Assessments upon Federal reserve banks to pay expenses
• 12 U.S.C. § 244 — Principal offices of Board; chairman of Board; obligations and expenses; qualifications of members; vacancies
• 12 U.S.C. § 245 — Vacancies during recess of Senate
• 12 U.S.C. § 246 — Powers of Secretary of the Treasury as affected by chapter
• 12 U.S.C. § 247 — Reports to Congress
• 12 U.S.C. § 247a — Records of action on policy relating to open-market operation and policies determined generally; inclusion in report to Congress
• 12 U.S.C. § 247b — Appearances before Congress
• 12 U.S.C. § 248 — Enumerated powers
• 12 U.S.C. § 248-1 — Rules and regulations for transfer of funds and charges therefor among banks; clearing houses
• 12 U.S.C. § 248a — Pricing of services
• 12 U.S.C. § 248b — Annual independent audits of Federal reserve banks and Board
• 12 U.S.C. § 248c — Master account and services database
• 12 U.S.C. § 249 — Repealed. Pub. L. 94–412, title V, §501(c), Sept. 14, 1976, 90 Stat. 1258
• 12 U.S.C. § 250 — Independence of financial regulatory agencies
• 12 U.S.C. § 251 — Repealed. Pub. L. 104–208, div. A, title II, §2224(a), Sept. 30, 1996, 110 Stat. 3009–415
• 12 U.S.C. § 252 — Credit availability assessment
• 12 U.S.C. § 253 — Open data publication by the Board of Governors
• 12 U.S.C. § 261 — Creation; membership; compensation; meetings; officers; procedure; quorum; vacancies
• 12 U.S.C. § 262 — Powers
• 12 U.S.C. § 263 — Federal Open Market Committee; creation; membership; regulations governing open-market transactions
• 12 U.S.C. § 264 — Transferred
• 12 U.S.C. § 265 — Insured banks as depositaries of public money; duties; security; discrimination between banks prohibited; repeal of inconsistent laws
• 12 U.S.C. § 266 — State-chartered banks and other institutions as depositaries of public money; fiscal agents; duties
• 12 U.S.C. § 281 — Capital
• 12 U.S.C. § 282 — Subscription to capital stock by national banking association
• 12 U.S.C. § 283 — Public subscription to capital stock
• 12 U.S.C. § 285 — Nonvoting stock
• 12 U.S.C. § 286 — Transfers of stock; rules and regulations
• 12 U.S.C. § 287 — Value of shares of stock; increase and decrease of stock; member banks as shareholders; surrender of shares
• 12 U.S.C. § 288 — Cancellation of stock held by member bank on insolvency or discontinuance of banking operations for sixty days; repayment of cash-paid subscriptions
• 12 U.S.C. § 289 — Dividends and surplus funds of reserve banks; transfer for fiscal year 2000
• 12 U.S.C. § 290 — Use of earnings transferred to the Treasury
• 12 U.S.C. § 301 — Powers and duties of board of directors; suspension of member bank for undue use of bank credit
• 12 U.S.C. § 302 — Number of members; classes