New York Insurance Law

Every section of the New York Insurance Law, in order — 1,072 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Ins. Law § 6303 — Limitations
• N.Y. Ins. Law § 6304 — Special regulations
• N.Y. Ins. Law § 6401 — Definitions
• N.Y. Ins. Law § 6402 — Organization; financial requirements
• N.Y. Ins. Law § 6403 — Management and powers of title insurance corporation
• N.Y. Ins. Law § 6404 — Assets; title plant; valuation
• N.Y. Ins. Law § 6405 — Reserves
• N.Y. Ins. Law § 6406 — Investments; exception
• N.Y. Ins. Law § 6407 — Restrictions on dividends
• N.Y. Ins. Law § 6408 — Prohibition on engaging in certain business activities
• N.Y. Ins. Law § 6409 — Filing of policy forms; rates; classification of risks; commissions and rebates prohibited
• N.Y. Ins. Law § 6410 — Merger
• N.Y. Ins. Law § 6411 — Merger of parent corporation and wholly-owned subsidiary
• N.Y. Ins. Law § 6501 — Definitions
• N.Y. Ins. Law § 6502 — Financial requirements
• N.Y. Ins. Law § 6503 — Limitations
• N.Y. Ins. Law § 6504 — Required approvals; prohibitions
• N.Y. Ins. Law § 6505 — Licensing of agents
• N.Y. Ins. Law § 6506 — Advertising
• N.Y. Ins. Law § 6507 — Reinsurance
• N.Y. Ins. Law § 6508 — Additional powers of superintendent
• N.Y. Ins. Law § 6601 — Scope of article; other provisions
• N.Y. Ins. Law § 6602 — Classification of insurers; foreign and alien insurers
• N.Y. Ins. Law § 6603 — Incorporation of co-operative property/casualty insurance companies
• N.Y. Ins. Law § 6604 — Organization of advance premium corporations
• N.Y. Ins. Law § 6605 — Organization of assessment corporations
• N.Y. Ins. Law § 6606 — Reinsurance
• N.Y. Ins. Law § 6607 — Duration of charter
• N.Y. Ins. Law § 6608 — Extension of territory
• N.Y. Ins. Law § 6609 — Policy forms
• N.Y. Ins. Law § 6610 — Limitation of risk
• N.Y. Ins. Law § 6611 — Records
• N.Y. Ins. Law § 6612 — Rebating and discrimination; accounts and statistics; assessment corporations
• N.Y. Ins. Law § 6613 — Limitation of expenses; co-operative property/casualty insurance companies
• N.Y. Ins. Law § 6614 — Contingent liability of members; advance premium corporations
• N.Y. Ins. Law § 6615 — Annual assessments; borrowed money
• N.Y. Ins. Law § 6616 — Extraordinary assessments; assessment corporations
• N.Y. Ins. Law § 6617 — Notice of assessment; assessment corporations
• N.Y. Ins. Law § 6618 — Suits to recover assessments
• N.Y. Ins. Law § 6619 — Special reserve or emergency funds; co-operative property/casualty insurance companies
• N.Y. Ins. Law § 6620 — Non-assessable policies; advance premium corporations
• N.Y. Ins. Law § 6621 — Unabsorbed portions of premium payments
• N.Y. Ins. Law § 6622 — Refunds from surplus; assessment corporations
• N.Y. Ins. Law § 6623 — Investments
• N.Y. Ins. Law § 6624 — Voting by members and meetings of boards of directors; co-operative property/casualty insurance companies
• N.Y. Ins. Law § 6625 — Merger; consolidation
• N.Y. Ins. Law § 6626 — Qualification of membership
• N.Y. Ins. Law § 6701 — Purpose; construction
• N.Y. Ins. Law § 6702 — Definitions
• N.Y. Ins. Law § 6703 — Organization of nonprofit property/casualty insurance companies
• N.Y. Ins. Law § 6704 — Licensing of nonprofit property/casualty insurance companies
• N.Y. Ins. Law § 6705 — Relevant criteria
• N.Y. Ins. Law § 6706 — Applicability of other provisions of this chapter
• N.Y. Ins. Law § 6707 — Tax exemption; residual market participation exemption; security funds
• N.Y. Ins. Law § 6708 — Rules and regulations
• N.Y. Ins. Law § 6801 — Bail bond business
• N.Y. Ins. Law § 6802 — Professional bondsmen; licensing
• N.Y. Ins. Law § 6803 — Bail bond business; cities in excess of one hundred seventy-five thousand
• N.Y. Ins. Law § 6804 — Premium or compensation
• N.Y. Ins. Law § 6805 — Charitable bail organization
• N.Y. Ins. Law § 6901 — Definitions
• N.Y. Ins. Law § 6902 — Organization; financial requirements
• N.Y. Ins. Law § 6903 — Contingency, loss and unearned premium reserves
• N.Y. Ins. Law § 6904 — Limitations
• N.Y. Ins. Law § 6905 — Policy forms and rates
• N.Y. Ins. Law § 6906 — Reinsurance
• N.Y. Ins. Law § 6907 — Transition provisions
• N.Y. Ins. Law § 6908 — Applicability of other laws
• N.Y. Ins. Law § 6909 — Relationship to security fund
• N.Y. Ins. Law § 7001 — Purpose and applicability
• N.Y. Ins. Law § 7002 — Definitions
• N.Y. Ins. Law § 7003 — License; power; filing; fees
• N.Y. Ins. Law § 7004 — Required capital and surplus as regards policyholders
• N.Y. Ins. Law § 7005 — Organization and corporate procedure
• N.Y. Ins. Law § 7006 — Annual report
• N.Y. Ins. Law § 7007 — Examinations
• N.Y. Ins. Law § 7008 — Suspension or revocation of license
• N.Y. Ins. Law § 7009 — Investments
• N.Y. Ins. Law § 7010 — Reinsurance
• N.Y. Ins. Law § 7011 — Exemption from compulsory associations
• N.Y. Ins. Law § 7012 — Franchise taxes
• N.Y. Ins. Law § 7101 — Definitions
• N.Y. Ins. Law § 7102 — Merger, consolidation and acquisition of assets; when permitted
• N.Y. Ins. Law § 7103 — Content of merger or consolidation agreement, and of charter of surviving or consolidated company
• N.Y. Ins. Law § 7104 — Company approval of merger or consolidation agreement
• N.Y. Ins. Law § 7105 — Approval by superintendent
• N.Y. Ins. Law § 7106 — Merger or consolidation between domestic and foreign companies; certificate of approval
• N.Y. Ins. Law § 7107 — Expedited approval; mutual property/casualty insurance companies
• N.Y. Ins. Law § 7108 — Filing of agreement of merger or consolidation
• N.Y. Ins. Law § 7109 — Limitation on enlargement of powers
• N.Y. Ins. Law § 7110 — Fees; certification; prohibitions; penalty
• N.Y. Ins. Law § 7111 — Proof of proceedings of meeting and action of company
• N.Y. Ins. Law § 7112 — Vesting of property in surviving or consolidated company; assumption of liabilities
• N.Y. Ins. Law § 7113 — Transfer of deposits to surviving or consolidated company
• N.Y. Ins. Law § 7114 — Pending actions
• N.Y. Ins. Law § 7115 — Shareholders' liability
• N.Y. Ins. Law § 7116 — Liability of members of assessment company to continue
• N.Y. Ins. Law § 7117 — Return of shares of constituent company
• N.Y. Ins. Law § 7118 — Plan for acquisition of minority interests in a subsidiary insurer
• N.Y. Ins. Law § 7119 — Appraisal of shares of dissenting shareholder on merger or consolidation of domestic company or on acquisition of minority interests in a...
• N.Y. Ins. Law § 7120 — Redomestication of foreign insurance companies
• N.Y. Ins. Law § 7121 — Effects upon guaranty corporations of certain events
• N.Y. Ins. Law § 7201 — Definitions
• N.Y. Ins. Law § 7202 — Domestication of the United States branch of an alien insurer permitted
• N.Y. Ins. Law § 7203 — Authorization and execution of domestication agreement
• N.Y. Ins. Law § 7204 — Approval by superintendent
• N.Y. Ins. Law § 7205 — Consummation of domestication agreement; transfer of deposits; withdrawal of trusteed assets
• N.Y. Ins. Law § 7301 — Prohibited conversion
• N.Y. Ins. Law § 7302 — Conversion of stock life insurance companies into mutual companies
• N.Y. Ins. Law § 7303 — Conversion of retirement systems into mutual life insurance companies
• N.Y. Ins. Law § 7304 — Conversion of fraternal benefit societies into mutual life insurance companies
• N.Y. Ins. Law § 7305 — Conversion of assessment corporations into advance premium corporations
• N.Y. Ins. Law § 7306 — Conversion of advance premium corporations or assessment corporations into mutual property/casualty insurance companies
• N.Y. Ins. Law § 7306-a — Reconversion of domestic mutual property/casualty insurance company into advance premium corporation or assessment corporation
• N.Y. Ins. Law § 7307 — Conversion of domestic mutual property/casualty insurance companies or advance premium corporations into domestic stock property/casualty...
• N.Y. Ins. Law § 7308 — Conversion of domestic reciprocal insurers into stock property/casualty insurance companies
• N.Y. Ins. Law § 7309 — Conversion of domestic reciprocal insurers into mutual property/casualty insurance companies
• N.Y. Ins. Law § 7310 — Reorganization of domestic guarantee capital life insurance companies into domestic stock life insurance companies
• N.Y. Ins. Law § 7311 — Conversion of domestic mutual property/casualty insurance companies or advance premium corporations into domestic stock property/casualty...
• N.Y. Ins. Law § 7312 — Reorganization of a domestic mutual life insurer into a domestic stock life insurer
• N.Y. Ins. Law § 7313 — Reorganization of domestic mutual accident and health insurance companies
• N.Y. Ins. Law § 7315 — Reorganization of domestic life insurance companies
• N.Y. Ins. Law § 7316 — Conversion of savings banks life insurance into a mutual life insurance company
• N.Y. Ins. Law § 7317 — Conversion of certain article 43 corporations
• N.Y. Ins. Law § 7401 — Application of article; definitions
• N.Y. Ins. Law § 7402 — Grounds for rehabilitation of domestic insurer
• N.Y. Ins. Law § 7403 — Order of rehabilitation; advances from property/casualty insurance security fund; termination
• N.Y. Ins. Law § 7404 — Grounds for liquidation
• N.Y. Ins. Law § 7405 — Order of liquidation; rights and liabilities
• N.Y. Ins. Law § 7406 — Grounds for conservation of assets of foreign or alien insurer
• N.Y. Ins. Law § 7407 — Order of conservation or ancillary liquidation of a foreign or alien insurer
• N.Y. Ins. Law § 7408 — Uniform insurers liquidation act; title; definitions
• N.Y. Ins. Law § 7409 — Conduct of delinquency proceedings against insurers domiciled in this state
• N.Y. Ins. Law § 7410 — Conduct of delinquency proceedings against insurers not domiciled in this state
• N.Y. Ins. Law § 7411 — Filing and proving of claims of non-residents against delinquent insurers domiciled in this state
• N.Y. Ins. Law § 7412 — Filing and proving of claims of residents against delinquent insurers domiciled in reciprocal states
• N.Y. Ins. Law § 7413 — Priority of preferred claims, special deposit claims and secured claims
• N.Y. Ins. Law § 7414 — Attachment and garnishment of assets
• N.Y. Ins. Law § 7415 — Uniformity of interpretation
• N.Y. Ins. Law § 7416 — Grounds for dissolution of domestic insurer
• N.Y. Ins. Law § 7417 — Commencement of a proceeding
• N.Y. Ins. Law § 7418 — Service of order to show cause
• N.Y. Ins. Law § 7419 — Injunctions
• N.Y. Ins. Law § 7420 — Annual report
• N.Y. Ins. Law § 7421 — Removal of proceedings
• N.Y. Ins. Law § 7422 — Appointment of deputies; employment of assistants
• N.Y. Ins. Law § 7423 — Exemption from filing fees
• N.Y. Ins. Law § 7424 — Deposit of monies collected; preference
• N.Y. Ins. Law § 7425 — Voidable transfers
• N.Y. Ins. Law § 7427 — Offsets
• N.Y. Ins. Law § 7428 — Disposition of assets and compromise of claims
• N.Y. Ins. Law § 7429 — Borrowing on the pledge of assets
• N.Y. Ins. Law § 7430 — Levy of assessments; determination of liability of members
• N.Y. Ins. Law § 7431 — Determination of liability of members for other indebtedness
• N.Y. Ins. Law § 7432 — Adjudication of insolvency of insurer; time to file claims
• N.Y. Ins. Law § 7433 — Proof and allowance of claims
• N.Y. Ins. Law § 7433-a — Loan to workers' compensation security fund
• N.Y. Ins. Law § 7434 — Distribution of assets
• N.Y. Ins. Law § 7435 — Distribution for life insurers
• N.Y. Ins. Law § 7436 — Claims-made policies; special requirements
• N.Y. Ins. Law § 7437 — Qualified financial contracts
• N.Y. Ins. Law § 7501 — Purpose of article
• N.Y. Ins. Law § 7502 — Definitions
• N.Y. Ins. Law § 7503 — The Life Insurance Guaranty Corporation
• N.Y. Ins. Law § 7504 — The guaranty fund
• N.Y. Ins. Law § 7505 — Taxes
• N.Y. Ins. Law § 7506 — Companies excluded from article
• N.Y. Ins. Law § 7507 — Authorization for member companies
• N.Y. Ins. Law § 7601 — Property/casualty insurance security fund; public motor vehicle liability security fund
• N.Y. Ins. Law § 7602 — Definitions
• N.Y. Ins. Law § 7603 — Property/casualty insurance security fund
• N.Y. Ins. Law § 7604 — Public motor vehicle liability security fund
• N.Y. Ins. Law § 7605 — Quarterly returns
• N.Y. Ins. Law § 7606 — Determination of net value of funds; limits
• N.Y. Ins. Law § 7607 — Management and investment of funds
• N.Y. Ins. Law § 7608 — Payments from funds; subrogation; limit on payments
• N.Y. Ins. Law § 7609 — Rights of funds against insolvent insurers
• N.Y. Ins. Law § 7610 — Defense of claims
• N.Y. Ins. Law § 7611 — Expense of administering funds
• N.Y. Ins. Law § 7612 — Foreign and alien insurers
• N.Y. Ins. Law § 7613 — Rules and regulations
• N.Y. Ins. Law § 7614 — Penalties
• N.Y. Ins. Law § 7701 — Short title
• N.Y. Ins. Law § 7702 — Purpose
• N.Y. Ins. Law § 7703 — Scope
• N.Y. Ins. Law § 7704 — Construction
• N.Y. Ins. Law § 7705 — Definitions
• N.Y. Ins. Law § 7706 — Creation of the corporation
• N.Y. Ins. Law § 7707 — Board of directors
• N.Y. Ins. Law § 7708 — Powers and duties of the corporation
• N.Y. Ins. Law § 7709 — Assessments
• N.Y. Ins. Law § 7710 — Plan of operation
• N.Y. Ins. Law § 7711 — Powers of the superintendent and the board of directors
• N.Y. Ins. Law § 7712 — Credits for assessments paid
• N.Y. Ins. Law § 7713 — Miscellaneous provisions
• N.Y. Ins. Law § 7714 — Examination of the corporation; annual report
• N.Y. Ins. Law § 7715 — Tax exemptions
• N.Y. Ins. Law § 7716 — Immunity and indemnification
• N.Y. Ins. Law § 7717 — Stay of proceedings; reopening default judgments
• N.Y. Ins. Law § 7718 — Prohibited advertisement of the corporation in sale of insurance