New York Insurance Law

Every section of the New York Insurance Law, in order — 1,072 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Ins. Law § 101 — Short title
• N.Y. Ins. Law § 102 — Declaration
• N.Y. Ins. Law § 103 — Explanation of order of provisions
• N.Y. Ins. Law § 104 — Continuation of existing offices, licenses, approvals and proceedings
• N.Y. Ins. Law § 106 — Construction of references
• N.Y. Ins. Law § 107 — Definitions of terms of general use in this chapter
• N.Y. Ins. Law § 108 — Applicability of business corporation law to insurers
• N.Y. Ins. Law § 109 — Penalties; civil actions
• N.Y. Ins. Law § 110 — Cooperation with other regulatory agencies
• N.Y. Ins. Law § 111 — Investigation by the superintendent with respect to prescription drugs
• N.Y. Ins. Law § 111-a — Notification of prescription drug price increases by manufacturers
• N.Y. Ins. Law § 201 — State insurance advisory board
• N.Y. Ins. Law § 202 — Drug accountability board
• N.Y. Ins. Law § 205 — Gratuities; prohibited payments to department personnel
• N.Y. Ins. Law § 208 — Transfer or destruction of records
• N.Y. Ins. Law § 210 — Annual consumer guide of health insurers, and entities certified pursuant to article forty-four of the public health law
• N.Y. Ins. Law § 213 — New York state health care quality and cost containment commission
• N.Y. Ins. Law § 214 — Report on insurance agent licensing examinations
• N.Y. Ins. Law § 301 — Regulations by superintendent
• N.Y. Ins. Law § 302 — Supervisory colleges
• N.Y. Ins. Law § 306 — Immunity from prosecution
• N.Y. Ins. Law § 307 — Annual statements; audited financial statements
• N.Y. Ins. Law § 308 — Special reports
• N.Y. Ins. Law § 309 — Examinations of insurers; when authorized or required
• N.Y. Ins. Law § 310 — Examinations; how conducted
• N.Y. Ins. Law § 311 — Filing of report on examination
• N.Y. Ins. Law § 312 — Report on examination to be forwarded
• N.Y. Ins. Law § 314 — Public retirement and pension systems
• N.Y. Ins. Law § 315 — Professional malpractice or misconduct; reporting requirements
• N.Y. Ins. Law § 316 — Electronic filings
• N.Y. Ins. Law § 317 — Compliance with reporting requirements of the financial security act
• N.Y. Ins. Law § 318 — Reports of fire losses; availability of information
• N.Y. Ins. Law § 319 — Release of information resulting from insurers' investigation of fires
• N.Y. Ins. Law § 320 — Records to be made available by organizations subject to the provisions of this chapter
• N.Y. Ins. Law § 321 — Medical information exchange centers
• N.Y. Ins. Law § 322 — Prohibited referral payment to licensees by motor vehicle repairers
• N.Y. Ins. Law § 325 — Records of domestic insurers
• N.Y. Ins. Law § 329 — Certificates as evidence; affirmation of documents and testimony
• N.Y. Ins. Law § 330 — Rating services available to other states
• N.Y. Ins. Law § 331 — Superintendent to maintain index of tax districts; insurers' requirements
• N.Y. Ins. Law § 333 — Assessments to defray expenses of Committee on Valuation of Securities of the National Association of Insurance Commissioners
• N.Y. Ins. Law § 335 — Implementation of hospital reimbursement methodology
• N.Y. Ins. Law § 336 — War risk exclusion; notification
• N.Y. Ins. Law § 337 — Annual consumer guide on automobile insurance
• N.Y. Ins. Law § 339 — Colorectal cancer screening notification
• N.Y. Ins. Law § 340 — Report of claims that may result in a monetary award
• N.Y. Ins. Law § 341 — Notification regarding qualified health insurance plans
• N.Y. Ins. Law § 342 — Public awareness to finance long term care
• N.Y. Ins. Law § 343 — Mental health and substance use disorder parity report
• N.Y. Ins. Law § 344 — Mental health and substance use disorder parity compliance programs
• N.Y. Ins. Law § 345 — Health care claims reports
• N.Y. Ins. Law § 346 — Annual report on insurance for multi-family buildings
• N.Y. Ins. Law § 401 — Title; legislative declaration and purpose
• N.Y. Ins. Law § 403 — Prohibitions
• N.Y. Ins. Law § 404 — Procedures
• N.Y. Ins. Law § 405 — Reports
• N.Y. Ins. Law § 407 — Other law enforcement authority, powers and duties not affected or impaired
• N.Y. Ins. Law § 409 — Fraud prevention plans and special investigations units
• N.Y. Ins. Law § 411 — Life settlements fraud prevention plans
• N.Y. Ins. Law § 501 — Definitions
• N.Y. Ins. Law § 502 — Prohibitions
• N.Y. Ins. Law § 503 — Enforcement
• N.Y. Ins. Law § 504 — Rules and regulations
• N.Y. Ins. Law § 1101 — Definitions; doing an insurance business
• N.Y. Ins. Law § 1102 — Insurer's license required; issuance
• N.Y. Ins. Law § 1103 — Duration of licenses
• N.Y. Ins. Law § 1104 — Revocation or suspension of license; restriction of license authority or limitation on premiums written
• N.Y. Ins. Law § 1105 — Voluntarily ceasing to maintain license
• N.Y. Ins. Law § 1106 — Additional requirements for foreign or alien insurer's license
• N.Y. Ins. Law § 1107 — Licenses for unincorporated insurers
• N.Y. Ins. Law § 1108 — Insurers exempt from licensing and other requirements
• N.Y. Ins. Law § 1109 — Limited exemption for health maintenance organizations
• N.Y. Ins. Law § 1110 — Charitable annuity societies exempt; special permits
• N.Y. Ins. Law § 1111 — Compulsory insurance; bonds of surety companies; certificates of qualification
• N.Y. Ins. Law § 1112 — Reciprocal provisions as to taxes, license fees, deposits, and other requirements
• N.Y. Ins. Law § 1112-a — Reports
• N.Y. Ins. Law § 1113 — Kinds of insurance authorized
• N.Y. Ins. Law § 1114 — Reinsurance business
• N.Y. Ins. Law § 1115 — Limitation of risk, in general
• N.Y. Ins. Law § 1116 — Prepaid legal services plans and legal services insurance
• N.Y. Ins. Law § 1117 — Health insurance plans for long term care
• N.Y. Ins. Law § 1118 — Regional pilot projects for the uninsured
• N.Y. Ins. Law § 1119 — Limited exemption for continuing care retirement communities
• N.Y. Ins. Law § 1120 — Child health insurance plan
• N.Y. Ins. Law § 1121 — Voucher insurance program
• N.Y. Ins. Law § 1122 — New York state health insurance continuation assistance demonstration project
• N.Y. Ins. Law § 1123 — Immigration bail business
• N.Y. Ins. Law § 1124 — Managed care health savings account
• N.Y. Ins. Law § 1124 — Institutions of higher education exempt; certificate of authority
• N.Y. Ins. Law § 1201 — Incorporation of stock or mutual insurance companies
• N.Y. Ins. Law § 1202 — Number of directors; independent directors and committees of the board of directors; duty of directors
• N.Y. Ins. Law § 1203 — Non-use of corporate charter
• N.Y. Ins. Law § 1204 — Sale of insurance securities
• N.Y. Ins. Law § 1205 — Existing corporations
• N.Y. Ins. Law § 1206 — Amendments to charters and increase of capital of insurance corporations
• N.Y. Ins. Law § 1207 — Options for the purchase of shares
• N.Y. Ins. Law § 1208 — Method of amending mutual company charters
• N.Y. Ins. Law § 1209 — Management and by-laws of mutual insurance corporations
• N.Y. Ins. Law § 1210 — By-laws of domestic stock life insurance companies
• N.Y. Ins. Law § 1211 — Mutual insurance corporations; membership and dividends
• N.Y. Ins. Law § 1212 — Service of process upon superintendent as attorney
• N.Y. Ins. Law § 1213 — Service of process on superintendent as attorney for unauthorized insurers
• N.Y. Ins. Law § 1214 — Acting for foreign corporation which has not designated superintendent as attorney
• N.Y. Ins. Law § 1215 — Forfeiture of office by director or trustee of a domestic mutual insurer
• N.Y. Ins. Law § 1216 — Notice of indemnification of directors and officers of insurance corporations
• N.Y. Ins. Law § 1217 — Vouchers for disbursements
• N.Y. Ins. Law § 1218 — Regulation of stock ownership, interlocking directors and common management
• N.Y. Ins. Law § 1219 — Misconduct by directors; insolvency
• N.Y. Ins. Law § 1220 — Misconduct by officers and directors of co-operative fire insurance companies and of fraternal benefit societies
• N.Y. Ins. Law § 1221 — Transactions by officers, directors and certain shareowners in the insurer's shares
• N.Y. Ins. Law § 1301 — Admitted assets
• N.Y. Ins. Law § 1302 — Assets not admitted
• N.Y. Ins. Law § 1303 — Loss or claim reserves
• N.Y. Ins. Law § 1304 — Valuation reserves
• N.Y. Ins. Law § 1305 — Unearned premium reserves
• N.Y. Ins. Law § 1306 — Miscellaneous liabilities
• N.Y. Ins. Law § 1307 — Contingent liability for borrowings
• N.Y. Ins. Law § 1308 — Reinsurance, when permitted; effect on reserves
• N.Y. Ins. Law § 1309 — Insolvency of an insurer
• N.Y. Ins. Law § 1310 — Impairment of a stock insurer
• N.Y. Ins. Law § 1311 — Impairment of a mutual or reciprocal insurer
• N.Y. Ins. Law § 1312 — Trusteed surplus of alien insurers; impairment
• N.Y. Ins. Law § 1313 — Contents of advertisements and other public announcements concerning financial condition of insurers
• N.Y. Ins. Law § 1314 — Deposits; custody, beneficiaries, exchanges, inspection and income
• N.Y. Ins. Law § 1315 — Trusteed assets of alien insurers
• N.Y. Ins. Law § 1316 — Voluntary deposits
• N.Y. Ins. Law § 1317 — Release of deposits
• N.Y. Ins. Law § 1318 — Deposits, securities eligible
• N.Y. Ins. Law § 1319 — Deposits by foreign insurers
• N.Y. Ins. Law § 1320 — Deposits by alien insurers; statutory deposits
• N.Y. Ins. Law § 1321 — Commutation of reinsurance agreements
• N.Y. Ins. Law § 1322 — Risk-based capital for life insurance companies, accident and health insurance companies, corporations organized pursuant to article fort...
• N.Y. Ins. Law § 1323 — Issuance of capital notes by domestic life insurance companies
• N.Y. Ins. Law § 1324 — Risk-based capital for property/casualty insurance companies
• N.Y. Ins. Law § 1325 — Exemption
• N.Y. Ins. Law § 1401 — Definitions and rules of general application
• N.Y. Ins. Law § 1402 — Minimum capital or minimum surplus to policyholder investments
• N.Y. Ins. Law § 1403 — Reserve and other investments; certain requirements
• N.Y. Ins. Law § 1404 — Types of reserve investments permitted for non-life insurers
• N.Y. Ins. Law § 1405 — Investments of life insurers
• N.Y. Ins. Law § 1406 — Policy loans
• N.Y. Ins. Law § 1407 — Non-reserve and prohibited investments for property/casualty and certain other insurers
• N.Y. Ins. Law § 1408 — Acquisition of insurance company shares; limitations thereon
• N.Y. Ins. Law § 1409 — Limitation of investments
• N.Y. Ins. Law § 1410 — Derivative transactions and derivative instruments
• N.Y. Ins. Law § 1411 — Authorization of, and restrictions on, investments
• N.Y. Ins. Law § 1412 — Disposal or deduction of investments unlawfully acquired
• N.Y. Ins. Law § 1413 — Investments of foreign and alien insurers
• N.Y. Ins. Law § 1414 — Valuation of investments
• N.Y. Ins. Law § 1415 — Investments of domestic insurers in persons included on list of persons engaged in investment activities in Iran treated as nonadmitted a...
• N.Y. Ins. Law § 1501 — Definitions; determinations
• N.Y. Ins. Law § 1502 — Exemptions
• N.Y. Ins. Law § 1503 — Registration
• N.Y. Ins. Law § 1504 — Reporting; examination; publication
• N.Y. Ins. Law § 1505 — Transactions within a holding company system affecting controlled insurers
• N.Y. Ins. Law § 1506 — Acquisition or retention of control of insurers
• N.Y. Ins. Law § 1507 — Management of controlled insurers
• N.Y. Ins. Law § 1508 — Acceptance of reports filed with government agencies
• N.Y. Ins. Law § 1509 — Prohibition of indirect action
• N.Y. Ins. Law § 1510 — Violations; penalties; jurisdiction over non-domiciliaries
• N.Y. Ins. Law § 1511 — Expenses for group-wide supervision
• N.Y. Ins. Law § 1601 — Authority to invest in subsidiaries; businesses of subsidiaries
• N.Y. Ins. Law § 1602 — Minimum ownership of subsidiaries' shares
• N.Y. Ins. Law § 1603 — Notice of intent to acquire or divest
• N.Y. Ins. Law § 1604 — Registration
• N.Y. Ins. Law § 1605 — When corporation is deemed a subsidiary
• N.Y. Ins. Law § 1606 — Valuation of shares of subsidiary
• N.Y. Ins. Law § 1607 — Subsidiary's name not to mislead
• N.Y. Ins. Law § 1608 — Relationships and transactions between parent and subsidiary
• N.Y. Ins. Law § 1609 — Prohibitions on investments of subsidiaries
• N.Y. Ins. Law § 1610 — Authority to conduct certain business directly instead of through subsidiary
• N.Y. Ins. Law § 1611 — Aggregate limitations
• N.Y. Ins. Law § 1612 — Regulations
• N.Y. Ins. Law § 1613 — Expenses for group-wide supervision
• N.Y. Ins. Law § 1614 — Confidentiality of reports and filings
• N.Y. Ins. Law § 1701 — Authority to invest in subsidiaries; businesses of subsidiaries
• N.Y. Ins. Law § 1702 — Definitions
• N.Y. Ins. Law § 1703 — Standard of care for investments in subsidiaries
• N.Y. Ins. Law § 1704 — Exemptions applicable to subsidiaries; limitations generally
• N.Y. Ins. Law § 1705 — Quantitative limitations
• N.Y. Ins. Law § 1706 — Exemptions applicable to parent corporation
• N.Y. Ins. Law § 1707 — Regulations to restrict pyramiding
• N.Y. Ins. Law § 1708 — Information reports
• N.Y. Ins. Law § 1709 — Confidentiality of reports and filings
• N.Y. Ins. Law § 1710 — Divestiture of control; superintendent's power to order disposition of subsidiaries
• N.Y. Ins. Law § 1711 — Subsidiary's name not to mislead
• N.Y. Ins. Law § 1712 — Relationships and transactions between parent corporation and subsidiary
• N.Y. Ins. Law § 1713 — Prohibitions on investments of subsidiaries
• N.Y. Ins. Law § 1714 — Authority to conduct certain business directly instead of through subsidiary
• N.Y. Ins. Law § 1715 — Valuation of shares of subsidiaries
• N.Y. Ins. Law § 1716 — Regulations
• N.Y. Ins. Law § 1717 — Registration
• N.Y. Ins. Law § 1718 — Expenses for group-wide supervision
• N.Y. Ins. Law § 2101 — Definitions
• N.Y. Ins. Law § 2102 — Acting without a license
• N.Y. Ins. Law § 2103 — Insurance agents; licensing
• N.Y. Ins. Law § 2104 — Insurance brokers; licensing
• N.Y. Ins. Law § 2105 — Excess line brokers; licensing
• N.Y. Ins. Law § 2106 — Reinsurance intermediaries; licensing
• N.Y. Ins. Law § 2107 — Insurance consultants; licensing and duties