New York Insurance Law

Every section of the New York Insurance Law, in order — 1,072 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Ins. Law § 4327 — Stop loss funds for standardized health insurance contracts issued to qualifying small employers and qualifying individuals
• N.Y. Ins. Law § 4328 — Individual enrollee direct payment contracts offered by health maintenance organization on and after October first, two thousand thirteen
• N.Y. Ins. Law § 4329 — Prescription drug coverage
• N.Y. Ins. Law § 4330 — Discrimination because of sex or marital status in hospital, surgical or medical expense insurance
• N.Y. Ins. Law § 4401 — Declaration of policy
• N.Y. Ins. Law § 4402 — Definitions
• N.Y. Ins. Law § 4403 — Registration
• N.Y. Ins. Law § 4404 — Examinations; requirement
• N.Y. Ins. Law § 4405 — Examinations; conduct
• N.Y. Ins. Law § 4406 — Examinations; publication
• N.Y. Ins. Law § 4407 — Examinations; expenses
• N.Y. Ins. Law § 4408 — Annual statement
• N.Y. Ins. Law § 4409 — Special statements
• N.Y. Ins. Law § 4410 — Annual report
• N.Y. Ins. Law § 4411 — Account statements by insurance companies, service plans and corporate trustees and agents
• N.Y. Ins. Law § 4412 — Regulation under other laws
• N.Y. Ins. Law § 4413 — Prohibitions
• N.Y. Ins. Law § 4414 — Supplementary regulations; extensions of time; service of process; records; loans; compliance
• N.Y. Ins. Law § 4501 — Definitions
• N.Y. Ins. Law § 4502 — Incorporation and licensing of domestic societies; meeting of supreme governing body
• N.Y. Ins. Law § 4503 — Licensing of foreign and alien societies
• N.Y. Ins. Law § 4504 — Amendments to charter, constitution and by-laws; waiver of provisions
• N.Y. Ins. Law § 4505 — Insurance benefits authorized
• N.Y. Ins. Law § 4506 — Classes of membership
• N.Y. Ins. Law § 4507 — Juvenile members
• N.Y. Ins. Law § 4508 — Beneficiaries
• N.Y. Ins. Law § 4509 — Certificates; applications; effect of changes in corporate documents
• N.Y. Ins. Law § 4510 — Life insurance certificates; required and prohibited provisions
• N.Y. Ins. Law § 4511 — Life insurance certificates and annuity contracts; nonforfeiture benefits and values; requirements and exceptions
• N.Y. Ins. Law § 4512 — Accident and health and disability insurance certificates; compliance with rules and regulations
• N.Y. Ins. Law § 4513 — Annuity certificates; compliance with rules and regulations
• N.Y. Ins. Law § 4514 — Creation and maintenance of separate funds; premiums; assessments and other contributions of members
• N.Y. Ins. Law § 4515 — Conditions for avoiding separate funds
• N.Y. Ins. Law § 4516 — Annual statement; valuation report; power of superintendent
• N.Y. Ins. Law § 4517 — Standard of valuation reserves
• N.Y. Ins. Law § 4518 — Amounts credited on life insurance certificates
• N.Y. Ins. Law § 4519 — Impairment of reserves and surplus; order to make good deficiency
• N.Y. Ins. Law § 4520 — Non-liability of officers and members
• N.Y. Ins. Law § 4521 — Grounds for revocation or suspension of license
• N.Y. Ins. Law § 4522 — Exemptions of certain organizations
• N.Y. Ins. Law § 4523 — Soliciting membership in unauthorized societies; penalties
• N.Y. Ins. Law § 4524 — Exemption from taxation
• N.Y. Ins. Law § 4525 — Application of other provisions of this chapter
• N.Y. Ins. Law § 4526 — Investments of fraternal benefit societies
• N.Y. Ins. Law § 4527 — Optional authority and regulation
• N.Y. Ins. Law § 4528 — New business limitations
• N.Y. Ins. Law § 4529 — Subsidiaries authorized
• N.Y. Ins. Law § 4530 — Optional Investment Authority
• N.Y. Ins. Law § 4601 — Definitions
• N.Y. Ins. Law § 4602 — Creation of retirement systems
• N.Y. Ins. Law § 4603 — Benefits
• N.Y. Ins. Law § 4604 — Contributions
• N.Y. Ins. Law § 4605 — Reinsurance
• N.Y. Ins. Law § 4606 — Reserves
• N.Y. Ins. Law § 4607 — Exemption from taxation; trusts; higher education loans
• N.Y. Ins. Law § 4608 — Application
• N.Y. Ins. Law § 4701 — Legislative findings
• N.Y. Ins. Law § 4702 — Definitions
• N.Y. Ins. Law § 4703 — Application for certificate of authority
• N.Y. Ins. Law § 4704 — Conditions for issuance of certificate of authority
• N.Y. Ins. Law § 4705 — Municipal cooperation agreements
• N.Y. Ins. Law § 4706 — Reserve and surplus requirements
• N.Y. Ins. Law § 4707 — Stop-loss requirements
• N.Y. Ins. Law § 4708 — Contingent liability
• N.Y. Ins. Law § 4709 — Plan benefits and disclosure
• N.Y. Ins. Law § 4710 — Additional filing requirements and annual report
• N.Y. Ins. Law § 4711 — Examinations
• N.Y. Ins. Law § 4712 — Suspension or revocation of certificate of authority
• N.Y. Ins. Law § 4713 — Plan dissolution
• N.Y. Ins. Law § 4714 — Transition
• N.Y. Ins. Law § 4801 — Application
• N.Y. Ins. Law § 4802 — Grievance procedure
• N.Y. Ins. Law § 4803 — Health care professional applications and terminations
• N.Y. Ins. Law § 4804 — Access to specialty care
• N.Y. Ins. Law § 4805 — Access to end of life care
• N.Y. Ins. Law § 4806 — Health care facility applications
• N.Y. Ins. Law § 4900 — Definitions
• N.Y. Ins. Law § 4901 — Reporting requirements for utilization review agents
• N.Y. Ins. Law § 4902 — Utilization review program standards
• N.Y. Ins. Law § 4903 — Utilization review determinations
• N.Y. Ins. Law § 4904 — Appeal of adverse determinations by utilization review agents
• N.Y. Ins. Law § 4905 — Required and prohibited practices
• N.Y. Ins. Law § 4906 — Waiver
• N.Y. Ins. Law § 4907 — Rights and remedies
• N.Y. Ins. Law § 4908 — Applicability to ERISA Plans
• N.Y. Ins. Law § 4909 — Site of service clinical review
• N.Y. Ins. Law § 4910 — Right to external appeal established
• N.Y. Ins. Law § 4911 — Powers of the superintendent
• N.Y. Ins. Law § 4912 — Standards for certification
• N.Y. Ins. Law § 4913 — Conflict of interest
• N.Y. Ins. Law § 4914 — Procedures for external appeals of adverse determinations
• N.Y. Ins. Law § 4915 — Prohibited practices
• N.Y. Ins. Law § 4916 — Oversight and surveillance of the external appeal process
• N.Y. Ins. Law § 4917 — Hold harmless
• N.Y. Ins. Law § 5101 — Title
• N.Y. Ins. Law § 5102 — Definitions
• N.Y. Ins. Law § 5103 — Entitlement to first party benefits; additional financial security required
• N.Y. Ins. Law § 5104 — Causes of action for personal injury
• N.Y. Ins. Law § 5105 — Settlement between insurers
• N.Y. Ins. Law § 5106 — Fair claims settlement
• N.Y. Ins. Law § 5107 — Coverage for non-resident motorists
• N.Y. Ins. Law § 5108 — Limit on charges by providers of health services
• N.Y. Ins. Law § 5109 — Unauthorized providers of health services
• N.Y. Ins. Law § 5201 — Title and purpose
• N.Y. Ins. Law § 5202 — Definitions
• N.Y. Ins. Law § 5203 — Motor vehicle accident indemnification corporation
• N.Y. Ins. Law § 5204 — Board of directors
• N.Y. Ins. Law § 5205 — Liability of directors and members
• N.Y. Ins. Law § 5206 — Powers of corporation
• N.Y. Ins. Law § 5207 — Assessments against members
• N.Y. Ins. Law § 5208 — Notice of claim
• N.Y. Ins. Law § 5209 — Investigation and defense of claims
• N.Y. Ins. Law § 5210 — Application for payment of judgment
• N.Y. Ins. Law § 5211 — Hearing on application for payment of judgment
• N.Y. Ins. Law § 5212 — Order for payment of judgment
• N.Y. Ins. Law § 5213 — Settlement of claims or actions
• N.Y. Ins. Law § 5214 — Default and consent judgments
• N.Y. Ins. Law § 5215 — Collusive judgments
• N.Y. Ins. Law § 5216 — Assignments of judgments to corporation
• N.Y. Ins. Law § 5217 — "Hit and run" causes of action
• N.Y. Ins. Law § 5218 — Procedure for "hit and run" cases
• N.Y. Ins. Law § 5219 — Disclaimer or denial of coverage cases
• N.Y. Ins. Law § 5220 — Notice of judgment to commissioner
• N.Y. Ins. Law § 5221 — "No-fault" benefits to qualified persons
• N.Y. Ins. Law § 5222 — Examination of corporation
• N.Y. Ins. Law § 5224 — Penalty for false statements
• N.Y. Ins. Law § 5225 — Exemption from taxation
• N.Y. Ins. Law § 5301 — Participation in assigned risk plans
• N.Y. Ins. Law § 5302 — Administration
• N.Y. Ins. Law § 5303 — Coverage
• N.Y. Ins. Law § 5304 — Appeals; process of claims
• N.Y. Ins. Law § 5401 — Definitions
• N.Y. Ins. Law § 5402 — Joint underwriting association
• N.Y. Ins. Law § 5403 — Procedures
• N.Y. Ins. Law § 5404 — Rates, rating plans, rules and statistics
• N.Y. Ins. Law § 5405 — Participation
• N.Y. Ins. Law § 5406 — Appeals
• N.Y. Ins. Law § 5407 — Availability of reports; immunity
• N.Y. Ins. Law § 5408 — Annual statement
• N.Y. Ins. Law § 5409 — Examinations
• N.Y. Ins. Law § 5410 — Reimbursement fund
• N.Y. Ins. Law § 5412 — Additional powers of the association
• N.Y. Ins. Law § 5414 — Coastal market assistance program (C-MAP)
• N.Y. Ins. Law § 5501 — Definitions
• N.Y. Ins. Law § 5502 — Medical malpractice insurance association
• N.Y. Ins. Law § 5503 — Plan of operation
• N.Y. Ins. Law § 5504 — Policies
• N.Y. Ins. Law § 5505 — Rates
• N.Y. Ins. Law § 5506 — Procedures
• N.Y. Ins. Law § 5507 — Participation
• N.Y. Ins. Law § 5508 — Directors
• N.Y. Ins. Law § 5509 — Stabilization reserve fund
• N.Y. Ins. Law § 5510 — Appeals
• N.Y. Ins. Law § 5511 — Annual statement
• N.Y. Ins. Law § 5512 — Examinations
• N.Y. Ins. Law § 5513 — Immunity
• N.Y. Ins. Law § 5515 — Federal program
• N.Y. Ins. Law § 5516-d — Further transfer of association funds
• N.Y. Ins. Law § 5516-f — Further transfer of moneys of the association
• N.Y. Ins. Law § 5517 — Transfer of association funds; reinsurance evaluation
• N.Y. Ins. Law § 5517-a — Return of association premium
• N.Y. Ins. Law § 5601 — Definitions
• N.Y. Ins. Law § 5602 — Professional liability policies; arbitration coverage
• N.Y. Ins. Law § 5603 — Arbitration administration fund and expenses
• N.Y. Ins. Law § 5604 — Arbitration forms, brochures, and materials
• N.Y. Ins. Law § 5605 — Review of health maintenance organization arbitration experience
• N.Y. Ins. Law § 5901 — Title and purpose
• N.Y. Ins. Law § 5902 — Definitions
• N.Y. Ins. Law § 5903 — Domestic risk retention groups
• N.Y. Ins. Law § 5904 — Risk retention groups not chartered in this state
• N.Y. Ins. Law § 5905 — Risk retention groups; notice, prohibited solicitation, coverage and ownership
• N.Y. Ins. Law § 5906 — Security funds and compulsory associations
• N.Y. Ins. Law § 5907 — Purchasing groups; exemption from certain laws
• N.Y. Ins. Law § 5908 — Notice and registration requirements of purchasing groups
• N.Y. Ins. Law § 5909 — Restrictions on insurance obtained by purchasing groups
• N.Y. Ins. Law § 5910 — Administrative and procedural authority regarding risk retention groups and purchasing groups
• N.Y. Ins. Law § 5911 — Insurance agents, insurance brokers and excess line brokers
• N.Y. Ins. Law § 5912 — Binding effect of orders issued in United States district court
• N.Y. Ins. Law § 5913 — Financial responsibility
• N.Y. Ins. Law § 6101 — Definitions
• N.Y. Ins. Law § 6102 — Organization of domestic reciprocal insurers
• N.Y. Ins. Law § 6103 — Deposits
• N.Y. Ins. Law § 6104 — Qualifications of subscribers
• N.Y. Ins. Law § 6105 — Licensing
• N.Y. Ins. Law § 6106 — Subscriber's agreement
• N.Y. Ins. Law § 6107 — Changes and amendments
• N.Y. Ins. Law § 6108 — Contingent liability; non-assessable policies
• N.Y. Ins. Law § 6109 — Subscriber's operating reserve
• N.Y. Ins. Law § 6110 — Limitation of risk
• N.Y. Ins. Law § 6111 — Assets, liabilities and surplus
• N.Y. Ins. Law § 6112 — Subscribers' accounts
• N.Y. Ins. Law § 6113 — Foreign or alien reciprocal insurers
• N.Y. Ins. Law § 6114 — Application of other sections
• N.Y. Ins. Law § 6115 — Merger
• N.Y. Ins. Law § 6116 — Lloyds underwriters
• N.Y. Ins. Law § 6201 — New York insurance exchange
• N.Y. Ins. Law § 6202 — Constitution and by-laws
• N.Y. Ins. Law § 6203 — Miscellaneous
• N.Y. Ins. Law § 6301 — Special risks; filing exemption
• N.Y. Ins. Law § 6302 — Special license