Guide · Bankruptcy

Consumer Bankruptcy: A Comprehensive Guide to Chapter 7, Chapter 13, Exemptions, and Discharge

11 U.S.C. § 362

Type
Guide
Jurisdiction
National
Date
2024-06-21
Topic
Bankruptcy

This guide covers a consumer bankruptcy case from the decision to file through post-discharge credit repair. Part 1 covers the automatic stay and its limits. Part 2 covers property of the estate and exemptions. Part 3 covers the means test and chapter eligibility. Parts 4 and 5 compare Chapter 7 and Chapter 13 by what each accomplishes. Part 6 covers secured debt and the three choices. Part 7 covers the discharge and the substantial list of debts it does not reach. Part 8 covers the trustee's avoidance powers and the pre-filing conduct that triggers them. Parts 9 through 13 cover procedure, student loans, taxes, post-discharge rights, and practice notes by role.

Consumer Bankruptcy: A Comprehensive Guide to Chapter 7, Chapter 13, Exemptions, and Discharge

Bankruptcy > Consumer Bankruptcy | Published 21 June 2024 - Updated 13 June 2026 | UpLaw - uplaw.us

The discharge erases personal liability. It does not remove liens. Nearly every misunderstanding about what bankruptcy will accomplish traces to that one sentence.

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