Title 12 — Banks and Banking

Every section of Title 12 of the United States Code, banks and banking — 1,929 sections, full text, with the cases that cite each one.

• 12 U.S.C. § 2279aa-14 — Federal jurisdiction
• 12 U.S.C. § 2279aa-2 — Board of directors
• 12 U.S.C. § 2279aa-3 — Powers and duties of Corporation and Board
• 12 U.S.C. § 2279aa-4 — Stock issuance
• 12 U.S.C. § 2279aa-5 — Certification of agricultural mortgage marketing facilities
• 12 U.S.C. § 2279aa-6 — Guarantee of qualified loans
• 12 U.S.C. § 2279aa-7 — Repealed. Pub. L. 104–105, title I, §108(b), Feb. 10, 1996, 110 Stat. 164
• 12 U.S.C. § 2279aa-8 — Standards for qualified loans
• 12 U.S.C. § 2279aa-9 — Exemption from restructuring and borrowers rights provisions for pooled loans
• 12 U.S.C. § 2279b — Transfer of lending authority
• 12 U.S.C. § 2279bb — Definitions
• 12 U.S.C. § 2279bb-1 — Risk-based capital levels
• 12 U.S.C. § 2279bb-2 — Minimum capital level
• 12 U.S.C. § 2279bb-3 — Critical capital level
• 12 U.S.C. § 2279bb-4 — Enforcement levels
• 12 U.S.C. § 2279bb-5 — Mandatory actions applicable to level II
• 12 U.S.C. § 2279bb-6 — Supervisory actions applicable to level III
• 12 U.S.C. § 2279bb-7 — Repealed. Pub. L. 115–334, title V, §5411(51), Dec. 20, 2018, 132 Stat. 4685
• 12 U.S.C. § 2279c — Equalization of loan-making powers of certain district associations
• 12 U.S.C. § 2279c-1 — Merger of associations
• 12 U.S.C. § 2279c-2 — Reconsideration
• 12 U.S.C. § 2279cc — Conservatorship; liquidation; receivership
• 12 U.S.C. § 2279d — Termination of System institution status
• 12 U.S.C. § 2279e — Approval of disclosure information and issuance of charters
• 12 U.S.C. § 2279f — Merger of similar banks
• 12 U.S.C. § 2279f-1 — Merger of similar associations
• 12 U.S.C. § 2279g — Transactions to accomplish mergers exempt from certain State taxes
• 12 U.S.C. § 2281 — Congressional findings and declaration of purpose
• 12 U.S.C. § 2282 — Definitions
• 12 U.S.C. § 2283 — Creation of Federal Financing Bank
• 12 U.S.C. § 2284 — Board of Directors
• 12 U.S.C. § 2285 — Functions
• 12 U.S.C. § 2285a — Acquisition of obligations involving loan guarantees for New York City
• 12 U.S.C. § 2286 — Approval of financing plans by Secretary of the Treasury
• 12 U.S.C. § 2287 — Initial capital
• 12 U.S.C. § 2288 — Bank obligations
• 12 U.S.C. § 2289 — General powers
• 12 U.S.C. § 2290 — Exemptions
• 12 U.S.C. § 2291 — Preparation of obligations
• 12 U.S.C. § 2292 — Annual report to the President and Congress
• 12 U.S.C. § 2293 — Budget and audit provisions of Government corporation control law applicable
• 12 U.S.C. § 2294 — Payments on behalf of public bodies
• 12 U.S.C. § 2294a — Contracts for periodic payments to offset costs of purchase of obligations of local public housing agencies
• 12 U.S.C. § 2295 — Authority or responsibility under other provisions of law not to be affected or impaired
• 12 U.S.C. § 2296 — Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies
• 12 U.S.C. § 2401 — Establishment of Commission
• 12 U.S.C. § 2402 — Membership of Commission
• 12 U.S.C. § 2403 — Functions of Commission
• 12 U.S.C. § 2404 — Powers of Commission
• 12 U.S.C. § 2405 — Executive Director and additional staff personnel; appointment and compensation; experts and consultants; employment and compensation; audits by Comptroller General
• 12 U.S.C. § 2406 — Compensation of members of Commission
• 12 U.S.C. § 2407 — Cooperation and assistance of other Federal departments, agencies, and instrumentalities
• 12 U.S.C. § 2408 — Authorization of appropriations
• 12 U.S.C. § 2501 — Congressional findings and declaration of purpose
• 12 U.S.C. § 2502 — Definitions
• 12 U.S.C. § 2503 — State entitlement to escheat or custody
• 12 U.S.C. § 2601 — Congressional findings and purpose
• 12 U.S.C. § 2602 — Definitions
• 12 U.S.C. § 2603 — Uniform settlement statement
• 12 U.S.C. § 2604 — Home buying information booklets
• 12 U.S.C. § 2605 — Servicing of mortgage loans and administration of escrow accounts
• 12 U.S.C. § 2606 — Exempted transactions
• 12 U.S.C. § 2607 — Prohibition against kickbacks and unearned fees
• 12 U.S.C. § 2608 — Title companies; liability of seller
• 12 U.S.C. § 2609 — Limitation on requirement of advance deposits in escrow accounts
• 12 U.S.C. § 2610 — Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
• 12 U.S.C. § 2611_to_2613 — Repealed. Pub. L. 104–208, div. A, title II, §2103(h), Sept. 30, 1996, 110 Stat. 3009–401
• 12 U.S.C. § 2614 — Jurisdiction of courts; limitations
• 12 U.S.C. § 2615 — Contracts and liens; validity
• 12 U.S.C. § 2616 — State laws unaffected; inconsistent Federal and State provisions
• 12 U.S.C. § 2617 — Authority of Bureau
• 12 U.S.C. § 2701 — Congressional findings and declaration of purpose
• 12 U.S.C. § 2702 — Mortgages eligible for assistance
• 12 U.S.C. § 2703 — Manner of assistance and repayment
• 12 U.S.C. § 2704 — Insurance for emergency mortgage loans and advances
• 12 U.S.C. § 2705 — Emergency mortgage relief payments
• 12 U.S.C. § 2706 — Emergency Homeowners' Relief Fund
• 12 U.S.C. § 2707 — Authority of Secretary
• 12 U.S.C. § 2708 — Expiration date
• 12 U.S.C. § 2709,_2710 — Repealed. Pub. L. 111–203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
• 12 U.S.C. § 2711 — Nonapplicability of other laws
• 12 U.S.C. § 2712 — Repealed. Pub. L. 111–203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
• 12 U.S.C. § 2801 — Congressional findings and declaration of purpose
• 12 U.S.C. § 2802 — Definitions
• 12 U.S.C. § 2803 — Maintenance of records and public disclosure
• 12 U.S.C. § 2804 — Enforcement
• 12 U.S.C. § 2805 — Relation to State laws
• 12 U.S.C. § 2806 — Compliance improvement methods
• 12 U.S.C. § 2807 — Report
• 12 U.S.C. § 2808 — Effective date
• 12 U.S.C. § 2809 — Compilation of aggregate data
• 12 U.S.C. § 2810 — Disclosure by Secretary; commencement, scope, etc.
• 12 U.S.C. § 2811 — Repealed. Pub. L. 100–242, title V, §565(b), Feb. 5, 1988, 101 Stat. 1945
• 12 U.S.C. § 2901 — Congressional findings and statement of purpose
• 12 U.S.C. § 2902 — Definitions
• 12 U.S.C. § 2903 — Financial institutions; evaluation
• 12 U.S.C. § 2904 — Report to Congress
• 12 U.S.C. § 2905 — Regulations
• 12 U.S.C. § 2906 — Written evaluations
• 12 U.S.C. § 2907 — Operation of branch facilities by minorities and women
• 12 U.S.C. § 2908 — Small bank regulatory relief
• 12 U.S.C. § 3001 — Congressional statement of findings and purpose
• 12 U.S.C. § 3011 — Creation and charter; principal office; venue; purposes
• 12 U.S.C. § 3012 — General corporate powers
• 12 U.S.C. § 3013 — Board of Directors
• 12 U.S.C. § 3014 — Capitalization
• 12 U.S.C. § 3015 — Eligibility of cooperatives
• 12 U.S.C. § 3016 — Annual meetings; notice, agenda, etc.
• 12 U.S.C. § 3017 — Bonds, debentures, notes and other evidences of indebtedness
• 12 U.S.C. § 3017a — Class A notes as paid-in capital of the Bank
• 12 U.S.C. § 3018 — Loans
• 12 U.S.C. § 3019 — Taxation by State, county, etc., taxing authority; Federal tax status
• 12 U.S.C. § 3020 — Quarters and space for principal and other offices
• 12 U.S.C. § 3021 — Annual report to Congress; contents
• 12 U.S.C. § 3022 — Authorization of additional appropriations; restrictions on use
• 12 U.S.C. § 3023 — Appeal procedures applicable upon denial or restriction of application for assistance
• 12 U.S.C. § 3024 — Conflict of interest rules; adoption and publication; requirements
• 12 U.S.C. § 3025 — Examination and audit
• 12 U.S.C. § 3026 — Acceleration of the Final Government Equity Redemption Date
• 12 U.S.C. § 3041 — Establishment; appointment, etc., of Director
• 12 U.S.C. § 3042 — Authorization of appropriations for advances; deposits into separate Account in Bank; availability of amounts
• 12 U.S.C. § 3043 — Advances
• 12 U.S.C. § 3044 — Services and information for organization, financing, and management of cooperatives; availability; agreements for development and dissemination; funding
• 12 U.S.C. § 3045 — Investigations and surveys respecting new services, etc., by cooperative not-for-profit organizations
• 12 U.S.C. § 3046 — Financial analysis and market surveys at request of eligible cooperative
• 12 U.S.C. § 3047 — Programs for training directors and staff of eligible cooperatives, and public education; development and availability; scope and implementation
• 12 U.S.C. § 3048 — Cooperation with Federal agencies offering programs for consumer cooperatives in disseminating information
• 12 U.S.C. § 3049 — Authorization of appropriations for administration; availability of amounts
• 12 U.S.C. § 3050 — Fees for providing technical assistance services; waiver; accounting and availability
• 12 U.S.C. § 3051 — Nonprofit corporation
• 12 U.S.C. § 3101 — Definitions
• 12 U.S.C. § 3102 — Establishment of Federal branches and agencies by foreign bank
• 12 U.S.C. § 3103 — Interstate banking by foreign banks
• 12 U.S.C. § 3104 — Insurance of deposits
• 12 U.S.C. § 3105 — Authority of Federal Reserve System
• 12 U.S.C. § 3106 — Nonbanking activities of foreign banks
• 12 U.S.C. § 3106a — Compliance with State and Federal laws
• 12 U.S.C. § 3107 — Representative offices
• 12 U.S.C. § 3108 — Regulation and enforcement
• 12 U.S.C. § 3109 — Cooperation with foreign supervisors
• 12 U.S.C. § 3110 — Penalties
• 12 U.S.C. § 3111 — Criminal penalty
• 12 U.S.C. § 3201 — Definitions
• 12 U.S.C. § 3202 — Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited
• 12 U.S.C. § 3203 — Dual service of management official of $2,500,000,000 institution or holding company as management official of unaffiliated $1,500,000,000 institution or holding company prohibited
• 12 U.S.C. § 3204 — Exceptions
• 12 U.S.C. § 3205 — Management official in position prior to November 10, 1978
• 12 U.S.C. § 3206 — Administration and enforcement
• 12 U.S.C. § 3207 — Rules and regulations
• 12 U.S.C. § 3208 — Powers available to Attorney General for enforcement
• 12 U.S.C. § 3301 — Declaration of purpose
• 12 U.S.C. § 3302 — Definitions
• 12 U.S.C. § 3303 — Financial Institutions Examination Council
• 12 U.S.C. § 3304 — Costs and expenses of Council
• 12 U.S.C. § 3305 — Functions of Council
• 12 U.S.C. § 3306 — State liaison
• 12 U.S.C. § 3307 — Administration
• 12 U.S.C. § 3308 — Access to books, accounts, records, etc., by Council
• 12 U.S.C. § 3309 — Risk management training
• 12 U.S.C. § 3310 — Establishment of Appraisal Subcommittee
• 12 U.S.C. § 3311 — Required review of regulations
• 12 U.S.C. § 3331 — Purpose
• 12 U.S.C. § 3332 — Functions of Appraisal Subcommittee
• 12 U.S.C. § 3333 — Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
• 12 U.S.C. § 3334 — Officers and staff
• 12 U.S.C. § 3335 — Powers of Appraisal Subcommittee
• 12 U.S.C. § 3336 — Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
• 12 U.S.C. § 3337 — Startup funding
• 12 U.S.C. § 3338 — Roster of State certified or licensed appraisers; authority to collect and transmit fees
• 12 U.S.C. § 3339 — Functions of Federal financial institutions regulatory agencies relating to appraisal standards
• 12 U.S.C. § 3340 — Time for proposal and adoption of standards
• 12 U.S.C. § 3341 — Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
• 12 U.S.C. § 3342 — Transactions requiring services of State certified appraiser
• 12 U.S.C. § 3343 — Transactions requiring services of State licensed appraiser
• 12 U.S.C. § 3344 — Time for proposal and adoption of rules
• 12 U.S.C. § 3345 — Certification and licensing requirements
• 12 U.S.C. § 3346 — Establishment of State appraiser certifying and licensing agencies
• 12 U.S.C. § 3347 — Monitoring of State appraiser certifying and licensing agencies
• 12 U.S.C. § 3348 — Recognition of State certified and licensed appraisers for purposes of this chapter
• 12 U.S.C. § 3349 — Violations in obtaining and performing appraisals in federally related transactions
• 12 U.S.C. § 3350 — Definitions
• 12 U.S.C. § 3351 — Miscellaneous provisions
• 12 U.S.C. § 3352 — Emergency exceptions for disaster areas
• 12 U.S.C. § 3353 — Appraisal management company minimum requirements
• 12 U.S.C. § 3354 — Automated valuation models used to estimate collateral value for mortgage lending purposes
• 12 U.S.C. § 3355 — Broker price opinions
• 12 U.S.C. § 3356 — Exemption from appraisals of real estate located in rural areas
• 12 U.S.C. § 3401 — Definitions
• 12 U.S.C. § 3402 — Access to financial records by Government authorities prohibited; exceptions
• 12 U.S.C. § 3403 — Confidentiality of financial records
• 12 U.S.C. § 3404 — Customer authorizations
• 12 U.S.C. § 3405 — Administrative subpena and summons
• 12 U.S.C. § 3406 — Search warrants
• 12 U.S.C. § 3407 — Judicial subpena
• 12 U.S.C. § 3408 — Formal written request
• 12 U.S.C. § 3409 — Delayed notice
• 12 U.S.C. § 3410 — Customer challenges
• 12 U.S.C. § 3411 — Duty of financial institutions
• 12 U.S.C. § 3412 — Use of information
• 12 U.S.C. § 3413 — Exceptions