Title 12 — Banks and Banking

Every section of Title 12 of the United States Code, banks and banking — 2,070 sections, full text, with the cases that cite each one.

• 12 U.S.C. § 1321 — Omitted
• 12 U.S.C. § 1322 — Repealed. Pub. L. 86–230, § 24, Sept. 8, 1959, 73 Stat. 466
• 12 U.S.C. § 1401...1404 — Repealed. Pub. L. 115–334, title V, § 5411(64), Dec. 20, 2018, 132 Stat. 4686
• 12 U.S.C. § 1401_to_1404 — Repealed. Pub. L. 115–334, title V, §5411(64), Dec. 20, 2018, 132 Stat. 4686
• 12 U.S.C. § 1421 — Short title
• 12 U.S.C. § 1422 — Definitions
• 12 U.S.C. § 1422a,_1422b — Repealed. Pub. L. 110–289, div. A, title II, §1204(1), July 30, 2008, 122 Stat. 2785
• 12 U.S.C. § 1423 — Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names
• 12 U.S.C. § 1424 — Eligibility for membership
• 12 U.S.C. § 1425...1425b — Repealed. Pub. L. 101–73, title VII, §§ 705, 716, 720, Aug. 9, 1989, 103 Stat. 416, 421, 423
• 12 U.S.C. § 1425_to_1425b — Repealed. Pub. L. 101–73, title VII, §§705, 716, 720, Aug. 9, 1989, 103 Stat. 416, 421, 423
• 12 U.S.C. § 1426 — Capital structure of Federal home loan banks
• 12 U.S.C. § 1426a — Exclusion from certain requirements
• 12 U.S.C. § 1427 — Directors
• 12 U.S.C. § 1428 — Examination of State laws, regulations, and procedures; studies of values, etc.
• 12 U.S.C. § 1428a — Repealed. Pub. L. 101–73, title VII, § 718, Aug. 9, 1989, 103 Stat. 422
• 12 U.S.C. § 1429 — Eligibility to secure advances
• 12 U.S.C. § 1430 — Advances to members
• 12 U.S.C. § 1430a — Omitted
• 12 U.S.C. § 1430b — Advances to nonmember mortgagee; terms and conditions
• 12 U.S.C. § 1430c — Housing goals
• 12 U.S.C. § 1431 — Powers and duties of banks
• 12 U.S.C. § 1432 — Incorporation of banks; corporate powers; housing project loans
• 12 U.S.C. § 1433 — Exemption from taxation; obligations acceptable as credit on debt of home owner
• 12 U.S.C. § 1434 — Depositaries of public money; financial agents
• 12 U.S.C. § 1435 — Obligations as lawful investments; liability of United States for debentures, etc., issued by banks
• 12 U.S.C. § 1436 — Reserves and dividends; emergency suspensions of requirements
• 12 U.S.C. § 1437 — Repealed. Pub. L. 101–73, title VII, § 703(a), Aug. 9, 1989, 103 Stat. 415
• 12 U.S.C. § 1438 — Omitted
• 12 U.S.C. § 1438a — Nonadministrative expenses; expenses of studies and investigations
• 12 U.S.C. § 1439,_1439-1 — Repealed. Pub. L. 101–73, title VII, §§708, 712, Aug. 9, 1989, 103 Stat. 418, 419
• 12 U.S.C. § 1439a — Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration
• 12 U.S.C. § 1440 — Examinations and audits
• 12 U.S.C. § 1440a — Sharing of information among Federal Home Loan Banks
• 12 U.S.C. § 1441 — Financing Corporation
• 12 U.S.C. § 1441a — Repealed. Pub. L. 111–203, title III, § 364(b), July 21, 2010, 124 Stat. 1555
• 12 U.S.C. § 1441a–1 — Definitions
• 12 U.S.C. § 1441a–2 — Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets
• 12 U.S.C. § 1441a–3 — RTC and FDIC properties
• 12 U.S.C. § 1441b — Resolution Funding Corporation established
• 12 U.S.C. § 1442 — Member financial information
• 12 U.S.C. § 1442a — Repealed. Pub. L. 106–102, title VI, § 606(c), Nov. 12, 1999, 113 Stat. 1454
• 12 U.S.C. § 1443 — Forms of bank stock and obligations
• 12 U.S.C. § 1444 — Eligibility to membership in banks
• 12 U.S.C. § 1445 — Succession of Federal Home Loan Banks
• 12 U.S.C. § 1446 — Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities
• 12 U.S.C. § 1447 — Repealed. Pub. L. 106–102, title VI, § 606(c), Nov. 12, 1999, 113 Stat. 1454
• 12 U.S.C. § 1448 — Effect of partial invalidity of chapter
• 12 U.S.C. § 1449 — Reservation of right to amend or repeal chapter
• 12 U.S.C. § 1451 — Definitions
• 12 U.S.C. § 1452 — Federal Home Loan Mortgage Corporation
• 12 U.S.C. § 1453 — Capitalization of Federal Home Loan Mortgage Corporation
• 12 U.S.C. § 1454 — Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions
• 12 U.S.C. § 1455 — Obligations and securities of the Corporation
• 12 U.S.C. § 1456 — Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council
• 12 U.S.C. § 1457 — Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals
• 12 U.S.C. § 1458 — Territorial applicability
• 12 U.S.C. § 1459 — Separability
• 12 U.S.C. § 1461 — Short title
• 12 U.S.C. § 1462 — Definitions
• 12 U.S.C. § 1462a — Administrative provisions
• 12 U.S.C. § 1463 — Supervision of savings associations
• 12 U.S.C. § 1464 — Federal savings associations
• 12 U.S.C. § 1464a — Election to operate as a covered savings association
• 12 U.S.C. § 1465 — State law preemption standards for Federal savings associations clarified
• 12 U.S.C. § 1466 — Applicability
• 12 U.S.C. § 1466a — District associations
• 12 U.S.C. § 1467 — Examination fees
• 12 U.S.C. § 1467a — Regulation of holding companies
• 12 U.S.C. § 1467b — Intermediate holding companies
• 12 U.S.C. § 1468 — Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders
• 12 U.S.C. § 1468a — Advertising
• 12 U.S.C. § 1468b — Powers of examiners
• 12 U.S.C. § 1468c — Separability
• 12 U.S.C. § 1469 — Authority to invest in State housing corporations
• 12 U.S.C. § 1470 — Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions
• 12 U.S.C. § 1701 — Short title
• 12 U.S.C. § 1701a — Short title of amendment of 1938
• 12 U.S.C. § 1701b — Short title of amendment of 1942
• 12 U.S.C. § 1701c — Secretary of Housing and Urban Development
• 12 U.S.C. § 1701c–1 — Omitted
• 12 U.S.C. § 1701d — Repealed. Pub. L. 89–554, § 8(a), Sept. 6, 1966, 80 Stat. 655
• 12 U.S.C. § 1701d-1,_1701d-2 — Repealed. Pub. L. 90–19, §§6(i), 12(a), May 25, 1967, 81 Stat. 22, 23
• 12 U.S.C. § 1701d–3 — Repealed. Pub. L. 91–609, title V, § 503(3), Dec. 31, 1970, 84 Stat. 1785
• 12 U.S.C. § 1701d–4 — Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
• 12 U.S.C. § 1701e,_1701f — Repealed. Pub. L. 91–609, title V, §503(1), Dec. 31, 1970, 84 Stat. 1785
• 12 U.S.C. § 1701f–1 — Repealed. Pub. L. 90–19, § 5(c), May 25, 1967, 81 Stat. 21
• 12 U.S.C. § 1701g...1701g–3 — Omitted
• 12 U.S.C. § 1701g–4 — Omitted
• 12 U.S.C. § 1701g–5 — Revolving fund in connection with liquidating programs
• 12 U.S.C. § 1701g–5a — Transfer of New Communities Fund assets and liabilities
• 12 U.S.C. § 1701g–5b — Liquidation of New Communities Program; cancellation of debt
• 12 U.S.C. § 1701g–5c — Transfer of rehabilitation loan fund assets and liabilities
• 12 U.S.C. § 1701h — Advisory committees; payment of transportation and other expenses
• 12 U.S.C. § 1701h–1 — Housing for elderly persons advisory committee
• 12 U.S.C. § 1701j — Repealed. Aug. 2, 1954, ch. 649, title VIII, § 813, 68 Stat. 647
• 12 U.S.C. § 1701j–1 — Builder’s certification as to construction
• 12 U.S.C. § 1701j–2 — National Institute of Building Sciences
• 12 U.S.C. § 1701j–3 — Preemption of due-on-sale prohibitions
• 12 U.S.C. § 1701k — Right to redeem property on which United States has lien
• 12 U.S.C. § 1701l — Limitation on interest rates of insured mortgages; terms of sales
• 12 U.S.C. § 1701l–1 — Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
• 12 U.S.C. § 1701m — Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
• 12 U.S.C. § 1701n — Reduction of vulnerability of congested urban areas to enemy attack
• 12 U.S.C. § 1701o — Annual report of Secretary
• 12 U.S.C. § 1701p — Contents of report to President and Congress
• 12 U.S.C. § 1701p–1 — Periodic report on residential mortgage delinquencies and foreclosures
• 12 U.S.C. § 1701p–2 — Default and foreclosure database
• 12 U.S.C. § 1701q — Supportive housing for the elderly
• 12 U.S.C. § 1701q–1 — Civil money penalties against mortgagors under section 1701q of this title
• 12 U.S.C. § 1701q–2 — Grants for conversion of elderly housing to assisted living facilities and other purposes
• 12 U.S.C. § 1701q–3 — Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
• 12 U.S.C. § 1701r — Congressional findings respecting housing for senior citizens
• 12 U.S.C. § 1701r–1 — Pet ownership in assisted rental housing for the elderly or handicapped
• 12 U.S.C. § 1701s — Rent supplement payments for qualified lower income families
• 12 U.S.C. § 1701t — Congressional affirmation of national goal of decent homes and suitable living environment for American families
• 12 U.S.C. § 1701u — Economic opportunities for low- and very low-income persons
• 12 U.S.C. § 1701v — Congressional findings and declaration for improved architectural design in Government housing programs
• 12 U.S.C. § 1701w — Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
• 12 U.S.C. § 1701x — Assistance with respect to housing for low- and moderate-income families
• 12 U.S.C. § 1701x–1 — Home inspection counseling
• 12 U.S.C. § 1701x–2 — Legal assistance for foreclosure-related issues
• 12 U.S.C. § 1701y — National Homeownership Foundation
• 12 U.S.C. § 1701z — New technologies in the development of housing for lower income families
• 12 U.S.C. § 1701z–1 — Research and demonstrations; authorization of appropriations; continuing availability of funds
• 12 U.S.C. § 1701z–10 — Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
• 12 U.S.C. § 1701z–10a — Biennial survey of economic and housing market conditions
• 12 U.S.C. § 1701z–11 — Management and disposition of multifamily housing projects
• 12 U.S.C. § 1701z–12 — Housing access
• 12 U.S.C. § 1701z–13 — Solar energy for single-family and multifamily housing units
• 12 U.S.C. § 1701z–14 — Lower cost technology demonstration program
• 12 U.S.C. § 1701z–15 — Approval of individual residential water purification or treatment units
• 12 U.S.C. § 1701z–16 — Energy efficient mortgages pilot program
• 12 U.S.C. § 1701z–17 — Increasing access and understanding of energy efficient mortgages
• 12 U.S.C. § 1701z–2 — Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
• 12 U.S.C. § 1701z–3 — Experimental housing allowance payment program
• 12 U.S.C. § 1701z–4 — Abandoned properties demonstration proj­ect
• 12 U.S.C. § 1701z–5 — Demonstrations of heating or cooling residential housing utilizing solar energy
• 12 U.S.C. § 1701z–6 — Special housing need research and demonstration authority
• 12 U.S.C. § 1701z–7 — Studies to determine extent of need for counseling to mortgagors; report to Congress
• 12 U.S.C. § 1701z–8 — Energy conservation and renewable-resource demonstration
• 12 U.S.C. § 1701z–9 — Expansion of home ownership opportunities in urban areas
• 12 U.S.C. § 1702 — Administrative provisions
• 12 U.S.C. § 1702a — Repealed. June 28, 1955, ch. 189, § 12(c)(14), 69 Stat. 182
• 12 U.S.C. § 1703 — Insurance of financial institutions
• 12 U.S.C. § 1704 — Repealed. Apr. 3, 1936, ch. 165, § 2, 49 Stat. 1188
• 12 U.S.C. § 1705 — Allocation of funds
• 12 U.S.C. § 1706 — Repealed. Aug. 2, 1954, ch. 649, title VIII, § 802(b), 68 Stat. 642
• 12 U.S.C. § 1706a — Repealed. June 3, 1939, ch. 175, § 3, 53 Stat. 805
• 12 U.S.C. § 1706b — Taxation of real property held by Secretary
• 12 U.S.C. § 1706c — Insurance of mortgages
• 12 U.S.C. § 1706d — Applicability
• 12 U.S.C. § 1706e — Repealed. Pub. L. 101–625, title II, § 289(b), Nov. 28, 1990, 104 Stat. 4128
• 12 U.S.C. § 1706f — Prohibition against kickbacks and unearned fees
• 12 U.S.C. § 1707 — Definitions
• 12 U.S.C. § 1708 — Federal Housing Administration operations
• 12 U.S.C. § 1709 — Insurance of mortgages
• 12 U.S.C. § 1709a — Determination of loan-to-value ratios
• 12 U.S.C. § 1709b — Repealed. Pub. L. 85–364, § 6, Apr. 1, 1958, 72 Stat. 77
• 12 U.S.C. § 1709–1 — Repealed. Pub. L. 98–181, title I [title IV, § 404(a)], Nov. 30, 1983, 97 Stat. 1208
• 12 U.S.C. § 1709–1a — State constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements
• 12 U.S.C. § 1709–2 — Equity skimming; penalty; persons liable; one dwelling exemption
• 12 U.S.C. § 1710 — Payment of insurance
• 12 U.S.C. § 1711 — General Surplus and Participating Reserve Accounts
• 12 U.S.C. § 1712 — Investment of funds
• 12 U.S.C. § 1712a — Indexing of FHA multifamily housing loan limits
• 12 U.S.C. § 1713 — Rental housing insurance
• 12 U.S.C. § 1714 — Taxation
• 12 U.S.C. § 1715 — Statistical and economic surveys
• 12 U.S.C. § 1715a — Repealed. June 3, 1939, ch. 175, § 13, 53 Stat. 807
• 12 U.S.C. § 1715b — Rules and regulations
• 12 U.S.C. § 1715c — Labor standards
• 12 U.S.C. § 1715d — Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
• 12 U.S.C. § 1715e — Cooperative housing insurance
• 12 U.S.C. § 1715f — Process of applications and issuance of commitments
• 12 U.S.C. § 1715g — Insurance of mortgage where mortgagor is not occupant of property
• 12 U.S.C. § 1715h — Repealed. Pub. L. 100–242, title IV, § 401(a)(1), Feb. 5, 1988, 101 Stat. 1898
• 12 U.S.C. § 1715i — Repealed. Pub. L. 86–372, title I, § 108, Sept. 23, 1959, 73 Stat. 657
• 12 U.S.C. § 1715j — Repealed. Pub. L. 89–117, title XI, § 1108(aa), Aug. 10, 1965, 79 Stat. 507
• 12 U.S.C. § 1715k — Rehabilitation and neighborhood conservation housing insurance
• 12 U.S.C. § 1715l — Housing for moderate income and displaced families
• 12 U.S.C. § 1715m — Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(5), July 30, 2008, 122 Stat. 2835
• 12 U.S.C. § 1715n — Miscellaneous mortgage insurance
• 12 U.S.C. § 1715o — Interest rate on debentures; method of establishment
• 12 U.S.C. § 1715p — Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions
• 12 U.S.C. § 1715q — Delivery of statement of appraisal or estimates to home buyers
• 12 U.S.C. § 1715r — Requirement of builder’s cost certification; definitions
• 12 U.S.C. § 1715s — Treatment of mortgages covering tax credit projects
• 12 U.S.C. § 1715t — Voluntary termination of insurance
• 12 U.S.C. § 1715u — Authority to assist mortgagors in default
• 12 U.S.C. § 1715v — Insurance of mortgages for housing for elderly persons
• 12 U.S.C. § 1715w — Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes
• 12 U.S.C. § 1715x — Experimental housing insurance
• 12 U.S.C. § 1715y — Mortgage insurance for condominiums
• 12 U.S.C. § 1715z — Homeownership or membership in cooperative association for lower income families
• 12 U.S.C. § 1715z–1 — Rental and cooperative housing for lower income families
• 12 U.S.C. § 1715z–10 — Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(7), July 30, 2008, 122 Stat. 2835
• 12 U.S.C. § 1715z–11 — Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale
• 12 U.S.C. § 1715z–11a — Disposition of HUD-owned properties
• 12 U.S.C. § 1715z–12 — Single-family mortgage insurance on Hawaiian home lands