New York Uniform Commercial Code

Every section of the New York Uniform Commercial Code, in order — 650 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. U.C.C. Law § 2-A-525 — Lessor's Right to Possession of Goods
• N.Y. U.C.C. Law § 2-A-526 — Lessor's Stoppage of Delivery in Transit or Otherwise
• N.Y. U.C.C. Law § 2-A-527 — Lessor's Rights to Dispose of Goods
• N.Y. U.C.C. Law § 2-A-528 — Lessor's Damages for Non-acceptance, Failure to Pay, Repudiation, or Other Default
• N.Y. U.C.C. Law § 2-A-529 — Lessor's Action for the Rent
• N.Y. U.C.C. Law § 2-A-530 — Lessor's Incidental Damages
• N.Y. U.C.C. Law § 2-A-531 — Standing to Sue Third Parties for Injury to Goods
• N.Y. U.C.C. Law § 2-A-532 — Lessor's Rights to Residual Interest
• N.Y. U.C.C. Law § 3-101 — Short Title
• N.Y. U.C.C. Law § 3-102 — Definitions and Index of Definitions
• N.Y. U.C.C. Law § 3-103 — Limitations on Scope of Article
• N.Y. U.C.C. Law § 3-104 — Form of Negotiable Instruments; "Draft"; "Check"; "Certificate of Deposit"; "Note"
• N.Y. U.C.C. Law § 3-105 — When Promise or Order Unconditional
• N.Y. U.C.C. Law § 3-106 — Sum Certain
• N.Y. U.C.C. Law § 3-107 — Money
• N.Y. U.C.C. Law § 3-108 — Payable on Demand
• N.Y. U.C.C. Law § 3-109 — Definite Time
• N.Y. U.C.C. Law § 3-110 — Payable to Order
• N.Y. U.C.C. Law § 3-111 — Payable to Bearer
• N.Y. U.C.C. Law § 3-112 — Terms and Omissions Not Affecting Negotiability
• N.Y. U.C.C. Law § 3-113 — Seal
• N.Y. U.C.C. Law § 3-114 — Date, Antedating, Postdating
• N.Y. U.C.C. Law § 3-115 — Incomplete Instruments
• N.Y. U.C.C. Law § 3-116 — Instruments Payable to Two or More Persons
• N.Y. U.C.C. Law § 3-117 — Instruments Payable With Words of Description
• N.Y. U.C.C. Law § 3-118 — Ambiguous Terms and Rules of Construction
• N.Y. U.C.C. Law § 3-119 — Other Writings Affecting Instrument
• N.Y. U.C.C. Law § 3-120 — Instruments "Payable Through" Bank
• N.Y. U.C.C. Law § 3-121 — Instruments Payable at Bank
• N.Y. U.C.C. Law § 3-122 — Accrual of Cause of Action
• N.Y. U.C.C. Law § 3-201 — Transfer: Right to Indorsement
• N.Y. U.C.C. Law § 3-202 — Negotiation
• N.Y. U.C.C. Law § 3-203 — Wrong or Misspelled Name
• N.Y. U.C.C. Law § 3-204 — Special Indorsement; Blank Indorsement
• N.Y. U.C.C. Law § 3-205 — Restrictive Indorsements
• N.Y. U.C.C. Law § 3-206 — Effect of Restrictive Indorsement
• N.Y. U.C.C. Law § 3-207 — Negotiation Effective Although It May Be Rescinded
• N.Y. U.C.C. Law § 3-208 — Reacquisition
• N.Y. U.C.C. Law § 3-301 — Rights of a Holder
• N.Y. U.C.C. Law § 3-302 — Holder in Due Course
• N.Y. U.C.C. Law § 3-303 — Taking for Value
• N.Y. U.C.C. Law § 3-304 — Notice to Purchaser
• N.Y. U.C.C. Law § 3-305 — Rights of a Holder in Due Course
• N.Y. U.C.C. Law § 3-306 — Rights of One Not Holder in Due Course
• N.Y. U.C.C. Law § 3-307 — Burden of Establishing Signatures, Defenses and Due Course
• N.Y. U.C.C. Law § 3-401 — Signature
• N.Y. U.C.C. Law § 3-402 — Signature in Ambiguous Capacity
• N.Y. U.C.C. Law § 3-403 — Signature by Authorized Representative
• N.Y. U.C.C. Law § 3-404 — Unauthorized Signatures
• N.Y. U.C.C. Law § 3-405 — Impostors; Signature in Name of Payee
• N.Y. U.C.C. Law § 3-406 — Negligence Contributing to Alteration or Unauthorized Signature
• N.Y. U.C.C. Law § 3-407 — Alteration
• N.Y. U.C.C. Law § 3-408 — Consideration
• N.Y. U.C.C. Law § 3-409 — Draft Not an Assignment
• N.Y. U.C.C. Law § 3-410 — Definition and Operation of Acceptance
• N.Y. U.C.C. Law § 3-411 — Certification of a Check
• N.Y. U.C.C. Law § 3-412 — Acceptance Varying Draft
• N.Y. U.C.C. Law § 3-413 — Contract of Maker, Drawer and Acceptor
• N.Y. U.C.C. Law § 3-414 — Contract of Indorser; Order of Liability
• N.Y. U.C.C. Law § 3-415 — Contract of Accommodation Party
• N.Y. U.C.C. Law § 3-416 — Contract of Guarantor
• N.Y. U.C.C. Law § 3-417 — Warranties on Presentment and Transfer
• N.Y. U.C.C. Law § 3-418 — Finality of Payment or Acceptance
• N.Y. U.C.C. Law § 3-419 — Conversion of Instrument; Innocent Representative
• N.Y. U.C.C. Law § 3-501 — When Presentment, Notice of Dishonor, and Protest Necessary or Permissible
• N.Y. U.C.C. Law § 3-502 — Unexcused Delay; Discharge
• N.Y. U.C.C. Law § 3-503 — Time of Presentment
• N.Y. U.C.C. Law § 3-504 — How Presentment Made
• N.Y. U.C.C. Law § 3-505 — Rights of Party to Whom Presentment Is Made
• N.Y. U.C.C. Law § 3-506 — Time Allowed for Acceptance or Payment
• N.Y. U.C.C. Law § 3-507 — Dishonor; Holder's Right of Recourse; Term Allowing Re-Presentment
• N.Y. U.C.C. Law § 3-508 — Notice of Dishonor
• N.Y. U.C.C. Law § 3-509 — Protest; Noting for Protest
• N.Y. U.C.C. Law § 3-510 — Evidence of Dishonor and Notice of Dishonor
• N.Y. U.C.C. Law § 3-511 — Waived or Excused Presentment, Protest or Notice of Dishonor or Delay Therein
• N.Y. U.C.C. Law § 3-601 — Discharge of Parties
• N.Y. U.C.C. Law § 3-602 — Effect of Discharge Against Holder in Due Course
• N.Y. U.C.C. Law § 3-603 — Payment or Satisfaction
• N.Y. U.C.C. Law § 3-604 — Tender of Payment
• N.Y. U.C.C. Law § 3-605 — Cancellation and Renunciation
• N.Y. U.C.C. Law § 3-606 — Impairment of Recourse or of Collateral
• N.Y. U.C.C. Law § 3-701 — Letter of Advice of International Sight Draft
• N.Y. U.C.C. Law § 3-801 — Drafts in a Set
• N.Y. U.C.C. Law § 3-802 — Effect of Instrument on Obligation for Which It Is Given
• N.Y. U.C.C. Law § 3-803 — Notice to Third Party
• N.Y. U.C.C. Law § 3-804 — Lost, Destroyed or Stolen Instruments
• N.Y. U.C.C. Law § 3-805 — Instruments Not Payable to Order or to Bearer
• N.Y. U.C.C. Law § 4-101 — Short Title
• N.Y. U.C.C. Law § 4-102 — Applicability
• N.Y. U.C.C. Law § 4-103 — Variation by Agreement; Measure of Damages; Certain Action Constituting Ordinary Care
• N.Y. U.C.C. Law § 4-104 — Definitions and Index of Definitions
• N.Y. U.C.C. Law § 4-105 — "Depositary Bank"; "Intermediary Bank"; "Collecting Bank"; "Payor Bank"; "Presenting Bank"; "Remitting Bank"
• N.Y. U.C.C. Law § 4-106 — Separate Office of a Bank
• N.Y. U.C.C. Law § 4-107 — Time of Receipt of Items
• N.Y. U.C.C. Law § 4-108 — Delays
• N.Y. U.C.C. Law § 4-109 — Process of Posting
• N.Y. U.C.C. Law § 4-201 — Presumption and Duration of Agency Status of Collecting Banks and Provisional Status of Credits; Applicability of Article; Item Indorsed ...
• N.Y. U.C.C. Law § 4-202 — Responsibility for Collection; When Action Seasonable
• N.Y. U.C.C. Law § 4-203 — Effect of Instructions
• N.Y. U.C.C. Law § 4-204 — Methods of Sending and Presenting; Sending Direct to Payor Bank
• N.Y. U.C.C. Law § 4-205 — Supplying Missing Indorsement; No Notice From Prior Indorsement
• N.Y. U.C.C. Law § 4-206 — Transfer Between Banks
• N.Y. U.C.C. Law § 4-207 — Warranties of Customer and Collecting Bank on Transfer or Presentment of Items; Time for Claims
• N.Y. U.C.C. Law § 4-208 — Security Interest of Collecting Bank in Items, Accompanying Documents and Proceeds
• N.Y. U.C.C. Law § 4-209 — When Bank Gives Value for Purposes of Holder in Due Course
• N.Y. U.C.C. Law § 4-210 — Presentment by Notice of Item Not Payable by, Through or at a Bank; Liability of Secondary Parties
• N.Y. U.C.C. Law § 4-211 — Media of Remittance; Provisional and Final Settlement in Remittance Cases
• N.Y. U.C.C. Law § 4-212 — Right of Charge-Back or Refund
• N.Y. U.C.C. Law § 4-213 — Final Payment of Item by Payor Bank; When Provisional Debits and Credits Become Final; When Certain Credits Become Available for Withdrawal
• N.Y. U.C.C. Law § 4-214 — Insolvency and Preference
• N.Y. U.C.C. Law § 4-301 — Deferred Posting; Recovery of Payment by Return of Items; Time of Dishonor
• N.Y. U.C.C. Law § 4-302 — Payor Bank's Responsibility for Late Return of Item
• N.Y. U.C.C. Law § 4-303 — When Items Subject to Notice, Stop-Order, Legal Process or Setoff; Order in Which Items May Be Charged or Certified
• N.Y. U.C.C. Law § 4-401 — When Bank May Charge Customer's Account
• N.Y. U.C.C. Law § 4-402 — Bank's Liability to Customer for Wrongful Dishonor
• N.Y. U.C.C. Law § 4-403 — Customer's Right to Stop Payment; Burden of Proof of Loss
• N.Y. U.C.C. Law § 4-404 — Bank Not Obligated to Pay Check More Than Six Months Old
• N.Y. U.C.C. Law § 4-405 — Death or Incompetence of Customer
• N.Y. U.C.C. Law § 4-406 — Customer's Duty to Discover and Report Unauthorized Signature or Alteration
• N.Y. U.C.C. Law § 4-407 — Payor Bank's Right to Subrogation on Improper Payment
• N.Y. U.C.C. Law § 4-408 — Rights and Liabilities of Remitter or Payee With Respect to Cashier's Check, Teller's Check and Certified Check
• N.Y. U.C.C. Law § 4-501 — Handling of Documentary Drafts; Duty to Send for Presentment and to Notify Customer of Dishonor
• N.Y. U.C.C. Law § 4-502 — Presentment of "On Arrival" Drafts
• N.Y. U.C.C. Law § 4-503 — Responsibility of Presenting Bank for Documents and Goods; Report of Reasons for Dishonor; Referee in Case of Need
• N.Y. U.C.C. Law § 4-504 — Privilege of Presenting Bank to Deal With Goods; Security Interest for Expenses
• N.Y. U.C.C. Law § 4-A-101 — Short Title
• N.Y. U.C.C. Law § 4-A-102 — Subject Matter
• N.Y. U.C.C. Law § 4-A-103 — Payment Order-Definitions
• N.Y. U.C.C. Law § 4-A-104 — Funds Transfer-Definitions
• N.Y. U.C.C. Law § 4-A-105 — Other Definitions
• N.Y. U.C.C. Law § 4-A-106 — Time Payment Order is Received
• N.Y. U.C.C. Law § 4-A-107 — Federal Reserve Regulations and Operating Circulars
• N.Y. U.C.C. Law § 4-A-108 — Relationship to Electronic Fund Transfer Act
• N.Y. U.C.C. Law § 4-A-201 — Security Procedure
• N.Y. U.C.C. Law § 4-A-202 — Authorized and Verified Payment Orders
• N.Y. U.C.C. Law § 4-A-203 — Unenforceability of Certain Verified Payment Orders
• N.Y. U.C.C. Law § 4-A-204 — Refund of Payment and Duty of Customer to Report With Respect to Unauthorized Payment Order
• N.Y. U.C.C. Law § 4-A-205 — Erroneous Payment Orders
• N.Y. U.C.C. Law § 4-A-206 — Transmission of Payment Order Through Funds-Transfer or Other Communication System
• N.Y. U.C.C. Law § 4-A-207 — Misdescription of Beneficiary
• N.Y. U.C.C. Law § 4-A-208 — Misdescription of Intermediary Bank or Beneficiary's Bank
• N.Y. U.C.C. Law § 4-A-209 — Acceptance of Payment Order
• N.Y. U.C.C. Law § 4-A-210 — Rejection of Payment Order
• N.Y. U.C.C. Law § 4-A-211 — Cancellation and Amendment of Payment Order
• N.Y. U.C.C. Law § 4-A-212 — Liability and Duty of Receiving Bank Regarding Unaccepted Payment Order
• N.Y. U.C.C. Law § 4-A-301 — Execution and Execution Date
• N.Y. U.C.C. Law § 4-A-302 — Obligations of Receiving Bank in Execution of Payment Order
• N.Y. U.C.C. Law § 4-A-303 — Erroneous Execution of Payment Order
• N.Y. U.C.C. Law § 4-A-304 — Duty of Sender to Report Erroneously Executed Payment Order
• N.Y. U.C.C. Law § 4-A-305 — Liability for Late or Improper Execution or Failure to Execute Payment Order
• N.Y. U.C.C. Law § 4-A-401 — Payment Date
• N.Y. U.C.C. Law § 4-A-402 — Obligation of Sender to Pay Receiving Bank
• N.Y. U.C.C. Law § 4-A-403 — Payment by Sender to Receiving Bank
• N.Y. U.C.C. Law § 4-A-404 — Obligation of Beneficiary's Bank to Pay and Give Notice to Beneficiary
• N.Y. U.C.C. Law § 4-A-405 — Payment by Beneficiary's Bank to Beneficiary
• N.Y. U.C.C. Law § 4-A-406 — Payment by Originator to Beneficiary; Discharge of Underlying Obligation
• N.Y. U.C.C. Law § 4-A-501 — Variation by Agreement and Effect of Funds-Transfer System Rule
• N.Y. U.C.C. Law § 4-A-502 — Creditor Process Served on Receiving Bank; Set Off by Beneficiary's Bank
• N.Y. U.C.C. Law § 4-A-503 — Injunction or Restraining Order With Respect to Funds Transfer
• N.Y. U.C.C. Law § 4-A-504 — Order in Which Items and Payment Orders May Be Charged to Account; Order of Withdrawals From Account
• N.Y. U.C.C. Law § 4-A-505 — Preclusion of Objection to Debit of Customer's Account
• N.Y. U.C.C. Law § 4-A-506 — Rate of Interest
• N.Y. U.C.C. Law § 4-A-507 — Choice of Law
• N.Y. U.C.C. Law § 5-101 — Short title
• N.Y. U.C.C. Law § 5-102 — Definitions
• N.Y. U.C.C. Law § 5-103 — Scope
• N.Y. U.C.C. Law § 5-104 — Formal requirements
• N.Y. U.C.C. Law § 5-105 — Consideration
• N.Y. U.C.C. Law § 5-106 — Issuance, amendment, cancellation, and duration
• N.Y. U.C.C. Law § 5-107 — Confirmer, nominated person, and advisor
• N.Y. U.C.C. Law § 5-108 — Issuer's rights and obligations
• N.Y. U.C.C. Law § 5-109 — Fraud and forgery
• N.Y. U.C.C. Law § 5-110 — Warranties
• N.Y. U.C.C. Law § 5-111 — Remedies
• N.Y. U.C.C. Law § 5-112 — Transfer of letter of credit
• N.Y. U.C.C. Law § 5-113 — Transfer by operation of law
• N.Y. U.C.C. Law § 5-114 — Assignment of proceeds
• N.Y. U.C.C. Law § 5-115 — Statute of limitations
• N.Y. U.C.C. Law § 5-116 — Choice of law and forum
• N.Y. U.C.C. Law § 5-117 — Subrogation of issuer, applicant, and nominated person
• N.Y. U.C.C. Law § 5-118 — Security Interest of Issuer or Nominated Person
• N.Y. U.C.C. Law § 5-119 — Applicability
• N.Y. U.C.C. Law § 5-120 — Savings clause
• N.Y. U.C.C. Law § 7-101 — Short title
• N.Y. U.C.C. Law § 7-102 — Definitions and Index of Definitions
• N.Y. U.C.C. Law § 7-103 — Relation of Article to Treaty or Statute
• N.Y. U.C.C. Law § 7-104 — Negotiable and Nonnegotiable Document of Title
• N.Y. U.C.C. Law § 7-105 — Reissuance in Alternative Medium
• N.Y. U.C.C. Law § 7-106 — Control of Electronic Document of Title
• N.Y. U.C.C. Law § 7-201 — Person That May Issue a Warehouse Receipt; Storage Under Bond
• N.Y. U.C.C. Law § 7-202 — Form of Warehouse Receipt; Effect of Omission
• N.Y. U.C.C. Law § 7-203 — Liability for Nonreceipt or Misdescription
• N.Y. U.C.C. Law § 7-204 — Duty of Care; Contractual Limitation of Warehouse's Liability
• N.Y. U.C.C. Law § 7-205 — Title Under Warehouse Receipt Defeated in Certain Cases
• N.Y. U.C.C. Law § 7-206 — Termination of Storage at Warehouse's Option
• N.Y. U.C.C. Law § 7-207 — Goods Must Be Kept Separate; Fungible Goods
• N.Y. U.C.C. Law § 7-208 — Altered Warehouse Receipts
• N.Y. U.C.C. Law § 7-209 — Lien of Warehouse
• N.Y. U.C.C. Law § 7-210 — Enforcement of Warehouse's Lien
• N.Y. U.C.C. Law § 7-301 — Liability for Nonreceipt or Misdescription; "Said to Contain"; "Shipper's Weight, Load, and Count"; Improper Handling