Statute · California Insurance Code

Cal. Ins. Code § 10753.16 — Small Employer Carrier Requirements

Cal. Ins. Code § 10753.16

Type
Statute
Source
California Insurance Code
Jurisdiction
California
Date
2013-01-01
Current through
Nov 2, 2026 (California Legislative Counsel)

In connection with the offering for sale of a health benefit plan subject to this chapter to small employers:

Citator

Cal. Ins. Code § 10753.16 — Small Employer Carrier Requirements is in force in the current edition of the Code, and nothing recorded condemns it.

In connection with the offering for sale of a health benefit plan subject to this chapter to small employers:

Each carrier shall make a reasonable disclosure, as part of its solicitation and sales materials, of the following:

(a) The provisions concerning the carrier’s ability to change premium rates and the factors that affect changes in premium rates. The carrier shall disclose that claims experience cannot be used.

(b) Provisions relating to the guaranteed issue of policies and contracts.

(c) A statement that no preexisting condition provisions shall be allowed.

(d) Provisions relating to the small employer’s right to apply for any health benefit plan written, issued, or administered by the carrier at the time of application for a new health benefit plan, or at the time of renewal of a health benefit plan.

(e) The availability, upon request, of a listing of all the carrier’s benefit plan designs offered, both inside and outside the Exchange, including the rates for each benefit plan design.