Statute · California Civil Code
Cal. Civ. Code § 1785.27 — Obligations of Furnishers of Credit Information
Cal. Civ. Code § 1785.27
- Type
- Statute
- Source
- California Civil Code
- Jurisdiction
- California
- Date
- 2026-01-01
- Current through
- Nov 2, 2026 (California Legislative Counsel)
(a) A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.
Citator
Cal. Civ. Code § 1785.27 — Obligations of Furnishers of Credit Information is in force in the current edition of the Code, and nothing recorded condemns it.
(a) A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.
(b) A medical debt is void and unenforceable if a person knowingly violates this section by furnishing information regarding the medical debt to a consumer credit reporting agency.
(c) (1) On or after July 1, 2025, it is unlawful to enter into a written contract creating a medical debt that does not include the following term:
“A holder of this medical debt contract is prohibited by Section 1785.27 of the Civil Code from furnishing any information related to this debt to a consumer credit reporting agency. In addition to any other penalties allowed by law, if a person knowingly violates that section by furnishing information regarding this debt to a consumer credit reporting agency, the debt shall be void and unenforceable.”
(2) A written contract entered into on or after July 1, 2025, that does not include the term described in paragraph (1) is void and unenforceable.
(d) A violation of this section by a person holding a license or permit issued by the state shall be deemed to be a violation of the law governing that license or permit.