Statute · California Civil Code

Cal. Civ. Code § 1785.15.2 — Obligations of Consumer Credit Reporting Agencies

Cal. Civ. Code § 1785.15.2

Type
Statute
Source
California Civil Code
Jurisdiction
California
Date
2001-01-01
Current through
Nov 2, 2026 (California Legislative Counsel)

(a) In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or…

Citator

Cal. Civ. Code § 1785.15.2 — Obligations of Consumer Credit Reporting Agencies is in force in the current edition of the Code, and nothing recorded condemns it.

(a) In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the information and credit scoring model may be different than that used by the lender.

(b) A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.