Opinion · Appellate Division of the Supreme Court of the State of New York

Morales v. Allstate Insurance

Morales v. Allstate Ins., 170 A.D.2d 419 (Appellate Division of the Supreme Court of the State of New York 1991)

Type
Opinion
Court
Appellate Division of the Supreme Court of the State of New York
Jurisdiction
New York
Date
1991-02-28
Topic
estate-planning

How later courts describe this case

  • stating that “[a] conventional business relationship, without more, does not become a fiduciary relationship by mere allegation”
  • language of the contract must clearly evidence an intent to permit enforcement by the third party
  • a conven tional business relationship, without more, was insufficient to establish the existence of a fiduciary duty owed to a third party

Citator

UpLaw has not yet analyzed Morales v. Allstate Insurance. The absence of a flag is not a finding that it is good law.

Cited by
22 opinions

Order and Judgment (one paper), Supreme Court, Bronx County (Anita Florio, J.), entered on June 2, 1989, which inter alia, denied defendant’s motion pursuant to CPLR 3212 for summary judgment and granted plaintiffs cross-motion for summary judgment declaring that defendant was obliged to defend plaintiff in an underlying negligence action, unanimously affirmed, with costs.

Plaintiff comes within the definition of a "real estate manager,” and is thus an additional insured under the insurance policy issued by defendant. The record shows that the plaintiff manages the building on behalf of the title owner, even though he is being allowed to purchase the building on an installment basis in lieu of collecting wages. Even if there were some ambiguity in the use of the phrase "real estate manager”, any ambiguity in the insurance contract is to be resolved in favor of the insured (Atlantic Cement Co. v Fidelity & Cas. Co., 91 AD2d 412, affd 63 NY2d 798).

We have considered defendant’s remaining arguments and find them to be without merit.

Plaintiffs motion to dismiss the appeal on the ground that it is moot is denied. Concur—Carro, J. P., Milonas, Ellerin, Kupferman and Rubin, JJ.