Nugget Hydroelectric v. Pacific Gas & Electric Co.

How later courts describe this case

• holding that paying a higher price for home insurance is an economic injury sufficient to meet the standing requirement under the FHA
• “Section 3604 applies to discriminatory denials of insurance, and discriminatory pricing, that effectively preclude ownership of housing because of the race of the applicant.”
• class challenged insurance company’s practice of denying coverage to applicants applying for home mortgage loans when the applicant wished to live in redline areas with large or growing numbers of minority residents