Sodowski v. National Flood Insurance Program of the Federal Emergency Management Agency

How later courts describe this case

• rejecting Quesada's expansion of the SFIP's coverage as "an act of judicial activism”
• plaintiff not entitled to recover for structural damage caused by soil settlement regardless of the cause of the soil settlement
• the standard flood insurance policy does not provide coverage for losses caused by earth movement even if such movement is caused by flooding
• “Courts are not at liberty to embark upon a broad, undifferentiated mission of vindicating constitutional rights; after all, Article III specifically limits the judicial power of the United States to the resolution of actual cases or controversies.”