New York Private Housing Finance Law

Every section of the New York Private Housing Finance Law, in order — 444 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Priv. Hous. Fin. Law § 1 — Short title
• N.Y. Priv. Hous. Fin. Law § 2 — Definitions
• N.Y. Priv. Hous. Fin. Law § 10 — Short title
• N.Y. Priv. Hous. Fin. Law § 11 — Policy and purposes of article
• N.Y. Priv. Hous. Fin. Law § 11-a — Additional policy and purposes of article
• N.Y. Priv. Hous. Fin. Law § 12 — Definitions
• N.Y. Priv. Hous. Fin. Law § 13 — Limited-profit housing companies; how created
• N.Y. Priv. Hous. Fin. Law § 13-a — The applicability of not-for-profit corporation law
• N.Y. Priv. Hous. Fin. Law § 13-b — Verification of papers filed with supervising agency
• N.Y. Priv. Hous. Fin. Law § 13-c — Voting, election and referendum procedures
• N.Y. Priv. Hous. Fin. Law § 14 — Consent of commissioner to incorporation
• N.Y. Priv. Hous. Fin. Law § 15 — Participation by certain corporations and individuals
• N.Y. Priv. Hous. Fin. Law § 16 — Limited-profit housing companies; partnership relations
• N.Y. Priv. Hous. Fin. Law § 17 — Powers
• N.Y. Priv. Hous. Fin. Law § 18 — Designation of and service of process on secretary of state and registered agent
• N.Y. Priv. Hous. Fin. Law § 19 — Consideration for issuance of stock, bonds or income debentures
• N.Y. Priv. Hous. Fin. Law § 20 — Mortgages, mortgage bonds and notes
• N.Y. Priv. Hous. Fin. Law § 21 — Capital structure
• N.Y. Priv. Hous. Fin. Law § 22 — State loans
• N.Y. Priv. Hous. Fin. Law § 22-a — Redevelopment loans
• N.Y. Priv. Hous. Fin. Law § 22-b — Loans for state-aided limited-profit housing companies
• N.Y. Priv. Hous. Fin. Law § 23 — Municipal loans and municipally aided projects
• N.Y. Priv. Hous. Fin. Law § 23-a — Mortgage modifications, evidence of pre-existing indebtedness
• N.Y. Priv. Hous. Fin. Law § 23-b — Participation in loan or investment
• N.Y. Priv. Hous. Fin. Law § 23-c — Mortgage modifications
• N.Y. Priv. Hous. Fin. Law § 24 — Income debentures
• N.Y. Priv. Hous. Fin. Law § 25 — Working capital
• N.Y. Priv. Hous. Fin. Law § 26 — Conditions and security for loans
• N.Y. Priv. Hous. Fin. Law § 26-a — Findings for municipally-aided projects
• N.Y. Priv. Hous. Fin. Law § 26-b — Special provisions with respect to state urban development corporation projects
• N.Y. Priv. Hous. Fin. Law § 26-c — Special provisions with respect to Battery Park city projects
• N.Y. Priv. Hous. Fin. Law § 27 — Limitations
• N.Y. Priv. Hous. Fin. Law § 28 — Payments from earnings
• N.Y. Priv. Hous. Fin. Law § 29 — Acquisition of property
• N.Y. Priv. Hous. Fin. Law § 30 — Transfer of real property
• N.Y. Priv. Hous. Fin. Law § 31 — Rentals and selection of tenants
• N.Y. Priv. Hous. Fin. Law § 31-a — Resale price of shares
• N.Y. Priv. Hous. Fin. Law § 31-b — Assignment or pledge of tenant cooperator's shares
• N.Y. Priv. Hous. Fin. Law § 31-c — Tenant-cooperators; application of shares
• N.Y. Priv. Hous. Fin. Law § 32 — Supervision and regulation
• N.Y. Priv. Hous. Fin. Law § 32-a — Additional supervision and regulation
• N.Y. Priv. Hous. Fin. Law § 32-b — Annual reports
• N.Y. Priv. Hous. Fin. Law § 33 — Tax exemptions
• N.Y. Priv. Hous. Fin. Law § 34 — Foreclosure and judgments
• N.Y. Priv. Hous. Fin. Law § 35 — Voluntary dissolution
• N.Y. Priv. Hous. Fin. Law § 35-a — Requirements regarding dissolution
• N.Y. Priv. Hous. Fin. Law § 36 — Sale of project prior to termination of tax exemption
• N.Y. Priv. Hous. Fin. Law § 36-a — Additional powers of municipalities
• N.Y. Priv. Hous. Fin. Law § 37 — Separability clause
• N.Y. Priv. Hous. Fin. Law § 40 — Short title
• N.Y. Priv. Hous. Fin. Law § 41 — Statement of legislative findings and purposes
• N.Y. Priv. Hous. Fin. Law § 42 — Definitions
• N.Y. Priv. Hous. Fin. Law § 43 — New York state housing finance agency
• N.Y. Priv. Hous. Fin. Law § 44 — Powers of the agency
• N.Y. Priv. Hous. Fin. Law § 44-a — Low rent dwelling accommodations
• N.Y. Priv. Hous. Fin. Law § 44-b — Mortgage modifications, evidence of pre-existing indebtedness
• N.Y. Priv. Hous. Fin. Law § 44-c — Federally-aided mortgage loans
• N.Y. Priv. Hous. Fin. Law § 45 — Transfer of officers and employees
• N.Y. Priv. Hous. Fin. Law § 45-a — Housing trust fund corporation
• N.Y. Priv. Hous. Fin. Law § 45-b — Affordable housing corporation
• N.Y. Priv. Hous. Fin. Law § 45-c — Homeless housing and assistance corporation
• N.Y. Priv. Hous. Fin. Law § 46 — Notes and bonds of the agency
• N.Y. Priv. Hous. Fin. Law § 47 — Reserve funds and appropriations
• N.Y. Priv. Hous. Fin. Law § 47-a — State university construction bonds and notes
• N.Y. Priv. Hous. Fin. Law § 47-b — Mental hygiene improvement bonds and notes
• N.Y. Priv. Hous. Fin. Law § 47-c — Special provisions related to certain bonds and notes
• N.Y. Priv. Hous. Fin. Law § 47-d — Health facilities bonds and notes
• N.Y. Priv. Hous. Fin. Law § 47-e — Housing program bonds and notes
• N.Y. Priv. Hous. Fin. Law § 48 — Agreement with the state
• N.Y. Priv. Hous. Fin. Law § 49 — State's right to require redemption of bonds
• N.Y. Priv. Hous. Fin. Law § 50 — Remedies of noteholders and bondholders
• N.Y. Priv. Hous. Fin. Law § 51 — Monies of the agency
• N.Y. Priv. Hous. Fin. Law § 51-a — Federal rental assistance program administrative fees
• N.Y. Priv. Hous. Fin. Law § 52 — Notes and bonds as legal investment
• N.Y. Priv. Hous. Fin. Law § 53 — Exemption from taxation of property and income
• N.Y. Priv. Hous. Fin. Law § 54 — Exemption from taxation of notes and bonds
• N.Y. Priv. Hous. Fin. Law § 55 — Assistance by state officers, departments, boards and commissions
• N.Y. Priv. Hous. Fin. Law § 56 — Reports
• N.Y. Priv. Hous. Fin. Law § 56-a — Indemnification of members, officers and employees
• N.Y. Priv. Hous. Fin. Law § 57 — Insured mortgage reserve fund
• N.Y. Priv. Hous. Fin. Law § 58 — Special revenue housing coverage reserve funds
• N.Y. Priv. Hous. Fin. Law § 59 — Bond reserve insurance fund
• N.Y. Priv. Hous. Fin. Law § 59-a — Housing trust fund account
• N.Y. Priv. Hous. Fin. Law § 59-b — Affordable housing development account
• N.Y. Priv. Hous. Fin. Law § 59-c — Insured housing initiatives fund
• N.Y. Priv. Hous. Fin. Law § 59-d — Turnkey/enhanced housing account
• N.Y. Priv. Hous. Fin. Law § 59-e — Infrastructure development fund
• N.Y. Priv. Hous. Fin. Law § 59-g — Permanent housing for homeless families fund
• N.Y. Priv. Hous. Fin. Law § 59-h — Manufactured home cooperative fund
• N.Y. Priv. Hous. Fin. Law § 59-i — Homeless housing and assistance account
• N.Y. Priv. Hous. Fin. Law § 60 — Housing project repair fund
• N.Y. Priv. Hous. Fin. Law § 61 — Inconsistent provisions in other laws superseded
• N.Y. Priv. Hous. Fin. Law § 61-a — Actions
• N.Y. Priv. Hous. Fin. Law § 62 — Article not affected if in part unconstitutional
• N.Y. Priv. Hous. Fin. Law § 63 — Legislative findings and declaration
• N.Y. Priv. Hous. Fin. Law § 64 — Definitions
• N.Y. Priv. Hous. Fin. Law § 65 — Permanent housing for homeless families site review advisory board
• N.Y. Priv. Hous. Fin. Law § 65-a — Permanent housing projects for homeless families
• N.Y. Priv. Hous. Fin. Law § 65-b — Funds for permanent housing projects for homeless families
• N.Y. Priv. Hous. Fin. Law § 65-c — Approval of funding agreement; issuance of requests for proposals
• N.Y. Priv. Hous. Fin. Law § 65-d — Selection of developers
• N.Y. Priv. Hous. Fin. Law § 66 — Authorized courses of action
• N.Y. Priv. Hous. Fin. Law § 67 — Liability on obligations
• N.Y. Priv. Hous. Fin. Law § 68 — State/city allocations of permanent housing projects for homeless families
• N.Y. Priv. Hous. Fin. Law § 69 — Compliance; general and administrative provisions
• N.Y. Priv. Hous. Fin. Law § 70 — General policy
• N.Y. Priv. Hous. Fin. Law § 71 — Definitions
• N.Y. Priv. Hous. Fin. Law § 72 — Housing companies; how created
• N.Y. Priv. Hous. Fin. Law § 73 — Consent of commissioner to creation of housing companies
• N.Y. Priv. Hous. Fin. Law § 74 — Application of other laws
• N.Y. Priv. Hous. Fin. Law § 75 — Designation of and service of process on secretary of state and registered agent
• N.Y. Priv. Hous. Fin. Law § 76 — Limited return on capital and debentures
• N.Y. Priv. Hous. Fin. Law § 77 — Time of payment of subscription or capital contributions
• N.Y. Priv. Hous. Fin. Law § 78 — Consideration for capital and bonds
• N.Y. Priv. Hous. Fin. Law § 79 — Minimum amount of capital and debentures
• N.Y. Priv. Hous. Fin. Law § 80 — Income debentures
• N.Y. Priv. Hous. Fin. Law § 81 — Mortgages and mortgage bonds
• N.Y. Priv. Hous. Fin. Law § 82 — Limitations
• N.Y. Priv. Hous. Fin. Law § 82-a — Redevelopment loans
• N.Y. Priv. Hous. Fin. Law § 83 — Execution of housing company projects
• N.Y. Priv. Hous. Fin. Law § 84 — Regulation of housing companies
• N.Y. Priv. Hous. Fin. Law § 84-a — Additional supervision and regulation of housing companies
• N.Y. Priv. Hous. Fin. Law § 85 — Control of rentals
• N.Y. Priv. Hous. Fin. Law § 85-a — Selection of tenants and occupants
• N.Y. Priv. Hous. Fin. Law § 85-b — Resale price of shares
• N.Y. Priv. Hous. Fin. Law § 86 — Reduction of rentals in housing company projects
• N.Y. Priv. Hous. Fin. Law § 87 — Increase of rentals in housing company projects
• N.Y. Priv. Hous. Fin. Law § 88 — Surplus
• N.Y. Priv. Hous. Fin. Law § 89 — Consolidated projects; operation of more than one project
• N.Y. Priv. Hous. Fin. Law § 90 — Purchase by housing companies
• N.Y. Priv. Hous. Fin. Law § 91 — Proceedings against housing companies
• N.Y. Priv. Hous. Fin. Law § 92 — Reorganization
• N.Y. Priv. Hous. Fin. Law § 93 — Tax exemptions
• N.Y. Priv. Hous. Fin. Law § 94 — Foreclosure
• N.Y. Priv. Hous. Fin. Law § 95 — Judgments against housing companies not relating to mortgage indebtedness
• N.Y. Priv. Hous. Fin. Law § 96 — Voluntary dissolution
• N.Y. Priv. Hous. Fin. Law § 97 — Corporations in existence prior to enactment of article
• N.Y. Priv. Hous. Fin. Law § 100 — Short title
• N.Y. Priv. Hous. Fin. Law § 101 — Policy of state and purpose of act
• N.Y. Priv. Hous. Fin. Law § 102 — Definitions
• N.Y. Priv. Hous. Fin. Law § 103 — Redevelopment companies; how created
• N.Y. Priv. Hous. Fin. Law § 104 — Consent of supervising agency to creation of redevelopment companies
• N.Y. Priv. Hous. Fin. Law § 105 — Application of other corporation laws
• N.Y. Priv. Hous. Fin. Law § 105-a — Application of other laws
• N.Y. Priv. Hous. Fin. Law § 106 — Powers of redevelopment companies
• N.Y. Priv. Hous. Fin. Law § 107 — Limited return on investment
• N.Y. Priv. Hous. Fin. Law § 108 — Consideration for capital and bonds
• N.Y. Priv. Hous. Fin. Law § 109 — Minimum amount of capital and debentures
• N.Y. Priv. Hous. Fin. Law § 110 — Income debentures
• N.Y. Priv. Hous. Fin. Law § 111 — Mortgages and mortgage bonds
• N.Y. Priv. Hous. Fin. Law § 111-a — Participation by certain corporations and individuals
• N.Y. Priv. Hous. Fin. Law § 111-b — Mortgage modification provisions for redevelopment companies in cities with a population of one million or more
• N.Y. Priv. Hous. Fin. Law § 112 — Limitations
• N.Y. Priv. Hous. Fin. Law § 112-a — Redevelopment loans
• N.Y. Priv. Hous. Fin. Law § 113 — Use of projects
• N.Y. Priv. Hous. Fin. Law § 114 — Procedure for submission and approval of plan or project
• N.Y. Priv. Hous. Fin. Law § 115 — Limitation on changes
• N.Y. Priv. Hous. Fin. Law § 116 — Transfer of real property to redevelopment company
• N.Y. Priv. Hous. Fin. Law § 117 — Rules and regulations
• N.Y. Priv. Hous. Fin. Law § 118 — Fees
• N.Y. Priv. Hous. Fin. Law § 119 — Acquisition
• N.Y. Priv. Hous. Fin. Law § 120 — Regulation of redevelopment companies
• N.Y. Priv. Hous. Fin. Law § 120-a — State supervision and regulation
• N.Y. Priv. Hous. Fin. Law § 121 — Sinking fund
• N.Y. Priv. Hous. Fin. Law § 122 — Transfer of title or foreclosure of project
• N.Y. Priv. Hous. Fin. Law § 123 — Dissolution
• N.Y. Priv. Hous. Fin. Law § 124 — Participation by certain corporations
• N.Y. Priv. Hous. Fin. Law § 125 — Tax exemptions
• N.Y. Priv. Hous. Fin. Law § 126 — Reduced rentals for the elderly
• N.Y. Priv. Hous. Fin. Law § 127 — Acquisition by mutual redevelopment companies
• N.Y. Priv. Hous. Fin. Law § 128 — Resale price of shares
• N.Y. Priv. Hous. Fin. Law § 200 — Short title
• N.Y. Priv. Hous. Fin. Law § 201 — Legislative finding, policy of state, and purpose of article
• N.Y. Priv. Hous. Fin. Law § 202 — Definitions
• N.Y. Priv. Hous. Fin. Law § 203 — Development plans and approval thereof
• N.Y. Priv. Hous. Fin. Law § 204 — Appointment of supervising agency
• N.Y. Priv. Hous. Fin. Law § 205 — Redevelopment corporations
• N.Y. Priv. Hous. Fin. Law § 206 — Limitations of redevelopment corporations
• N.Y. Priv. Hous. Fin. Law § 207 — Application of other corporation laws to redevelopment corporations
• N.Y. Priv. Hous. Fin. Law § 208 — Consideration for issuance of stock, bonds or income debentures
• N.Y. Priv. Hous. Fin. Law § 209 — Determination of development cost
• N.Y. Priv. Hous. Fin. Law § 210 — Regulation of redevelopment corporations by supervising agency
• N.Y. Priv. Hous. Fin. Law § 211 — Exemption from increase in local taxation
• N.Y. Priv. Hous. Fin. Law § 212 — Limited return on income debentures and stock
• N.Y. Priv. Hous. Fin. Law § 213 — Enforcement proceedings against redevelopment corporations
• N.Y. Priv. Hous. Fin. Law § 214 — Transfer of real property to redevelopment corporation
• N.Y. Priv. Hous. Fin. Law § 215 — Methods of acquisition of real property
• N.Y. Priv. Hous. Fin. Law § 216 — Proceedings to acquire
• N.Y. Priv. Hous. Fin. Law § 217 — Temporary use or occupation of real property taken by acquisition
• N.Y. Priv. Hous. Fin. Law § 218 — Mortgages
• N.Y. Priv. Hous. Fin. Law § 219 — Sale or lease of real property by a city to a redevelopment corporation
• N.Y. Priv. Hous. Fin. Law § 220 — Provisions of lease
• N.Y. Priv. Hous. Fin. Law § 221 — Construction
• N.Y. Priv. Hous. Fin. Law § 250 — Short title
• N.Y. Priv. Hous. Fin. Law § 251 — Policy and purposes of article
• N.Y. Priv. Hous. Fin. Law § 252 — Definitions
• N.Y. Priv. Hous. Fin. Law § 253 — Incorporation and organization
• N.Y. Priv. Hous. Fin. Law § 254 — Powers and limitations
• N.Y. Priv. Hous. Fin. Law § 255 — Members, officers and directors
• N.Y. Priv. Hous. Fin. Law § 256 — Mortgage loans