New York Personal Property Law

Every section of the New York Personal Property Law, in order — 135 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Pers. Prop. Law § 1 — Short title
• N.Y. Pers. Prop. Law § 30 — Definitions
• N.Y. Pers. Prop. Law § 37 — Fraudulent intent a question of fact
• N.Y. Pers. Prop. Law § 38 — Transfers or charges without consideration
• N.Y. Pers. Prop. Law § 39 — Successors to rights of creditors and purchasers
• N.Y. Pers. Prop. Law § 40 — Bona fide purchasers
• N.Y. Pers. Prop. Law § 45-a — Salary or earnings of public officer or employee
• N.Y. Pers. Prop. Law § 46 — Definitions
• N.Y. Pers. Prop. Law § 46-a — No implied repeal
• N.Y. Pers. Prop. Law § 46-b — Assignments of future earnings collectible only as prescribed
• N.Y. Pers. Prop. Law § 46-c — Formal requisites of assignments of less than one thousand dollars and of assignments securing certain guarantees amounting to fifteen hu...
• N.Y. Pers. Prop. Law § 46-d — Guarantee of certain purchases secured by assignment of earnings
• N.Y. Pers. Prop. Law § 46-e — Personal execution of assignment by assignor; delivery of copies of papers
• N.Y. Pers. Prop. Law § 46-f — Limit on interest and other charges
• N.Y. Pers. Prop. Law § 47 — Public filing of assignment before filing with employer
• N.Y. Pers. Prop. Law § 47-a — Place of filing
• N.Y. Pers. Prop. Law § 47-b — Filing, entering and indexing
• N.Y. Pers. Prop. Law § 47-c — Refiling
• N.Y. Pers. Prop. Law § 47-d — Cancellation of assignment
• N.Y. Pers. Prop. Law § 47-e — Vacating of an assignment, by order of a court
• N.Y. Pers. Prop. Law § 48 — Notice to be mailed to assignor prior to filing with employer
• N.Y. Pers. Prop. Law § 48-a — Manner of collection; percentage of earnings deductible; restriction against multiple deductions
• N.Y. Pers. Prop. Law § 48-b — Amount of exempt earnings
• N.Y. Pers. Prop. Law § 48-c — Assignment of future earnings by person unemployed; effect of loss of employment
• N.Y. Pers. Prop. Law § 48-d — Payroll deductions not included
• N.Y. Pers. Prop. Law § 49 — Certain provisions not applicable to banks, trust companies or credit unions
• N.Y. Pers. Prop. Law § 49-a — Statement to be filed by lenders upon assignment
• N.Y. Pers. Prop. Law § 250 — Exemption of exhibits at international exhibitions
• N.Y. Pers. Prop. Law § 251 — Definitions
• N.Y. Pers. Prop. Law § 252 — Found property and found instruments to be deposited with police; penalty for failure to deliver to police; delivery to persons in posses...
• N.Y. Pers. Prop. Law § 253 — Duties of police
• N.Y. Pers. Prop. Law § 254 — Disposition of lost property
• N.Y. Pers. Prop. Law § 255 — Disposition of instruments
• N.Y. Pers. Prop. Law § 256 — Exceptions
• N.Y. Pers. Prop. Law § 257 — Title to lost property
• N.Y. Pers. Prop. Law § 258 — Proceeds to be paid into fund
• N.Y. Pers. Prop. Law § 285 — Definitions
• N.Y. Pers. Prop. Law § 286 — Grounds for proceeding
• N.Y. Pers. Prop. Law § 287 — Contents of petition
• N.Y. Pers. Prop. Law § 288 — Judgment
• N.Y. Pers. Prop. Law § 301 — Definitions
• N.Y. Pers. Prop. Law § 302 — Requirements as to retail instalment contracts
• N.Y. Pers. Prop. Law § 302-a — Total loss notice and waiver of the gap amount
• N.Y. Pers. Prop. Law § 303 — Credit service charge limitation
• N.Y. Pers. Prop. Law § 304 — Cancellation of contract
• N.Y. Pers. Prop. Law § 305 — Credit upon anticipation of payments
• N.Y. Pers. Prop. Law § 306 — Refinancing
• N.Y. Pers. Prop. Law § 307 — Penalties
• N.Y. Pers. Prop. Law § 308 — Waiver
• N.Y. Pers. Prop. Law § 309 — Exceptions
• N.Y. Pers. Prop. Law § 310 — Severability
• N.Y. Pers. Prop. Law § 311 — Short title
• N.Y. Pers. Prop. Law § 312 — Refund credit on cancellation of credit related insurance or prepayment of contract
• N.Y. Pers. Prop. Law § 313 — Guaranties to sellers of liabilities of buyers under retail instalment contracts
• N.Y. Pers. Prop. Law § 314 — Security interest in other property
• N.Y. Pers. Prop. Law § 315 — Claim for deficiency after default and repossession
• N.Y. Pers. Prop. Law § 316 — Notice of buyer's redemption rights
• N.Y. Pers. Prop. Law § 330 — Short title
• N.Y. Pers. Prop. Law § 331 — Definitions
• N.Y. Pers. Prop. Law § 332 — Rebate or discount for information or assistance in lease or sale of motor vehicle
• N.Y. Pers. Prop. Law § 333 — Pre-lease availability of sample form of agreement
• N.Y. Pers. Prop. Law § 334 — Payment or trade-in pending execution of lease agreement; refund or return upon non-execution
• N.Y. Pers. Prop. Law § 335 — Total loss notice and waiver of the gap amount
• N.Y. Pers. Prop. Law § 336 — Business purpose statement
• N.Y. Pers. Prop. Law § 337 — Requirements as to retail lease agreements
• N.Y. Pers. Prop. Law § 338 — Security interest prohibited
• N.Y. Pers. Prop. Law § 339 — Notice of lessee's reinstatement rights
• N.Y. Pers. Prop. Law § 340 — Establishment of realized value at lease termination when purchase option not exercised; notice of intention to sell motor vehicle
• N.Y. Pers. Prop. Law § 341 — Restriction on early termination liability
• N.Y. Pers. Prop. Law § 342 — Restriction on the reporting of early terminations
• N.Y. Pers. Prop. Law § 343 — Assessment of excess wear and damage to the vehicle
• N.Y. Pers. Prop. Law § 344 — Cancellation of agreement
• N.Y. Pers. Prop. Law § 345 — Renegotiations and extensions
• N.Y. Pers. Prop. Law § 346 — Penalties
• N.Y. Pers. Prop. Law § 347 — Liability of assignees
• N.Y. Pers. Prop. Law § 348 — Transactions subject to article by agreement
• N.Y. Pers. Prop. Law § 349 — Applicability of certain provisions hereof to retail lease of a motor vehicle for any use
• N.Y. Pers. Prop. Law § 350 — Waiver void
• N.Y. Pers. Prop. Law § 351 — Supplementary general principles of law applicable
• N.Y. Pers. Prop. Law § 352 — Construction against implicit repeal
• N.Y. Pers. Prop. Law § 353 — Severability
• N.Y. Pers. Prop. Law § 401 — Definitions
• N.Y. Pers. Prop. Law § 402 — Provisions of retail instalment contracts and obligations
• N.Y. Pers. Prop. Law § 402-a — Merchandise certificates and obligations therefor
• N.Y. Pers. Prop. Law § 402-b — Total loss notice and waiver of the gap amount
• N.Y. Pers. Prop. Law § 403 — Restrictions on retail instalment contracts and obligations
• N.Y. Pers. Prop. Law § 404 — Credit service charge limitation
• N.Y. Pers. Prop. Law § 405 — Delivery of copy of contract or obligation; buyer's acknowledgment
• N.Y. Pers. Prop. Law § 406 — Notice of assignment; payments
• N.Y. Pers. Prop. Law § 407 — Statements of account; receipts
• N.Y. Pers. Prop. Law § 408 — Credit upon anticipation of payments
• N.Y. Pers. Prop. Law § 409 — Refinancing
• N.Y. Pers. Prop. Law § 410 — Add-ons to and consolidations of retail instalment contracts and obligations
• N.Y. Pers. Prop. Law § 411 — Terms of purchase by financing agency
• N.Y. Pers. Prop. Law § 412 — Cancellation
• N.Y. Pers. Prop. Law § 412-a — Cancellation of contracts for future consumer services
• N.Y. Pers. Prop. Law § 413 — Retail instalment credit agreements
• N.Y. Pers. Prop. Law § 414 — Penalties
• N.Y. Pers. Prop. Law § 415 — Exceptions
• N.Y. Pers. Prop. Law § 416 — Waiver
• N.Y. Pers. Prop. Law § 417 — Severability
• N.Y. Pers. Prop. Law § 418 — Short title
• N.Y. Pers. Prop. Law § 419 — Refund credit on cancellation of credit related insurance or prepayment of contract
• N.Y. Pers. Prop. Law § 420 — Guaranties to sellers of liabilities of buyers under retail instalment contracts
• N.Y. Pers. Prop. Law § 421 — Security interest in other property
• N.Y. Pers. Prop. Law § 422 — Claim for deficiency after default and repossession
• N.Y. Pers. Prop. Law § 425 — Short title; purpose
• N.Y. Pers. Prop. Law § 426 — Definitions
• N.Y. Pers. Prop. Law § 427 — Buyer's or other obligor's right to cancel
• N.Y. Pers. Prop. Law § 428 — Form of notice; statement of buyer's rights
• N.Y. Pers. Prop. Law § 429 — Restoration of down payment
• N.Y. Pers. Prop. Law § 430 — Duty of buyer
• N.Y. Pers. Prop. Law § 431 — Restriction on assignment of obligation
• N.Y. Pers. Prop. Law § 440 — Short title; purpose
• N.Y. Pers. Prop. Law § 441 — Definitions
• N.Y. Pers. Prop. Law § 442 — Buyer's or other obligor's right to cancel
• N.Y. Pers. Prop. Law § 443 — Form of notice; statement of buyer's rights
• N.Y. Pers. Prop. Law § 444 — Restoration of down payment
• N.Y. Pers. Prop. Law § 445 — Duty of buyer
• N.Y. Pers. Prop. Law § 446 — Restriction on assignment of obligation
• N.Y. Pers. Prop. Law § 447 — Enforcement; penalties
• N.Y. Pers. Prop. Law § 448 — Separability
• N.Y. Pers. Prop. Law § 500 — Definitions
• N.Y. Pers. Prop. Law § 501 — Form
• N.Y. Pers. Prop. Law § 502 — Availability
• N.Y. Pers. Prop. Law § 503 — Total cost
• N.Y. Pers. Prop. Law § 504 — Early purchase option
• N.Y. Pers. Prop. Law § 504-a — Interruption or reduction of income in certain instances
• N.Y. Pers. Prop. Law § 504-b — Maintenance of merchandise
• N.Y. Pers. Prop. Law § 505 — Advertisement
• N.Y. Pers. Prop. Law § 506 — Exempted transactions
• N.Y. Pers. Prop. Law § 507 — Enforcement
• N.Y. Pers. Prop. Law § 508 — Administration by the attorney general
• N.Y. Pers. Prop. Law § 550 — Laws repealed
• N.Y. Pers. Prop. Law § 551 — When to take effect