New York General Obligations Law

Every section of the New York General Obligations Law, in order — 209 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Gen. Oblig. Law § 1-101 — Short title
• N.Y. Gen. Oblig. Law § 1-201 — Construction of act of reconsolidation
• N.Y. Gen. Oblig. Law § 1-202 — Definition
• N.Y. Gen. Oblig. Law § 1-203 — Provisions excluding application of certain sections to matters previous to dates of their original enactment
• N.Y. Gen. Oblig. Law § 3-101 — When contracts may not be disaffirmed on ground of infancy
• N.Y. Gen. Oblig. Law § 3-102 — Obligations of certain minors for hospital, medical and surgical treatment and care
• N.Y. Gen. Oblig. Law § 3-103 — Contracts pursuant to the "Servicemen's Readjustment Act of 1944" as amended; when they may not be disaffirmed
• N.Y. Gen. Oblig. Law § 3-107 — Certain contracts of parents or guardians respecting employment of infants not enforceable unless approved
• N.Y. Gen. Oblig. Law § 3-109 — Payment of wages to minor; when valid
• N.Y. Gen. Oblig. Law § 3-111 — Negligence of parent or other custodian not imputed to infant
• N.Y. Gen. Oblig. Law § 3-112 — Liability of parents and legal guardians having custody of an infant for certain damages caused by such infant
• N.Y. Gen. Oblig. Law § 3-301 — Powers of married woman
• N.Y. Gen. Oblig. Law § 3-303 — Contracts in contemplation of marriage
• N.Y. Gen. Oblig. Law § 3-305 — Contract of married woman not to bind husband
• N.Y. Gen. Oblig. Law § 3-307 — Liability of husband for antenuptial debts
• N.Y. Gen. Oblig. Law § 3-309 — Husband and wife may convey to each other or make partition
• N.Y. Gen. Oblig. Law § 3-311 — Marriage relationship not to affect construction of instruments and transactions involving personal property
• N.Y. Gen. Oblig. Law § 3-313 — Right of action by or against married woman, and by husband or wife against the other, for torts
• N.Y. Gen. Oblig. Law § 3-315 — Married woman's right of action for wages
• N.Y. Gen. Oblig. Law § 3-501 — Effect of death upon power of attorney given by persons engaged in certain occupations
• N.Y. Gen. Oblig. Law § 3-503 — Required information and statement in applications for licenses to conduct occupations; fulfillment of child support obligations
• N.Y. Gen. Oblig. Law § 5-101 — Definitions of terms as used in certain sections
• N.Y. Gen. Oblig. Law § 5-301 — Certain employment contracts void
• N.Y. Gen. Oblig. Law § 5-302 — Contracts for the creation and use of digital replicas
• N.Y. Gen. Oblig. Law § 5-311 — Certain agreements between husband and wife void
• N.Y. Gen. Oblig. Law § 5-321 — Agreements exempting lessors from liability for negligence void and unenforceable
• N.Y. Gen. Oblig. Law § 5-322 — Agreements exempting caterers and catering establishments from liability for negligence void and unenforceable
• N.Y. Gen. Oblig. Law § 5-322.1 — Agreements exempting owners and contractors from liability for negligence void and unenforceable; certain cases
• N.Y. Gen. Oblig. Law § 5-322.2 — Contents of certain construction contracts
• N.Y. Gen. Oblig. Law § 5-322.3 — Payment bonds to be filed
• N.Y. Gen. Oblig. Law § 5-323 — Agreements exempting building service or maintenance contractors from liability for negligence void and unenforceable
• N.Y. Gen. Oblig. Law § 5-324 — Agreements by owners, contractors, subcontractors or suppliers to indemnify architects, engineers and surveyors from liability caused by ...
• N.Y. Gen. Oblig. Law § 5-325 — Garages and parking places
• N.Y. Gen. Oblig. Law § 5-326 — Agreements exempting pools, gymnasiums, places of public amusement or recreation and similar establishments from liability for negligence...
• N.Y. Gen. Oblig. Law § 5-327 — Consumers' right to recover attorney's fees in actions arising out of consumer contracts
• N.Y. Gen. Oblig. Law § 5-328 — Processing fee by holder of dishonored check
• N.Y. Gen. Oblig. Law § 5-331 — Certain covenants and restrictions in conveyances and other agreements affecting real property void as against public policy
• N.Y. Gen. Oblig. Law § 5-332 — Unsolicited and voluntarily sent merchandise deemed unconditional gift
• N.Y. Gen. Oblig. Law § 5-333 — Validity of oil, gas or mineral land leases
• N.Y. Gen. Oblig. Law § 5-334 — Option or right to acquire interest in property
• N.Y. Gen. Oblig. Law § 5-335 — Limitation of reimbursement and subrogation claims in personal injury and wrongful death actions
• N.Y. Gen. Oblig. Law § 5-336 — Nondisclosure agreements
• N.Y. Gen. Oblig. Law § 5-337 — Agreements requiring contractees to waive their rights in relation to expressing certain opinions about contractors void and unenforceable
• N.Y. Gen. Oblig. Law § 5-401 — Illegal wagers, bets and stakes
• N.Y. Gen. Oblig. Law § 5-411 — Contracts on account of money or property wagered, bet or staked are void
• N.Y. Gen. Oblig. Law § 5-413 — Securities for money lost at gaming, void
• N.Y. Gen. Oblig. Law § 5-415 — Certain transfers of property in pursuance of lottery, void
• N.Y. Gen. Oblig. Law § 5-417 — Contracts, agreements and securities on account of raffling, void
• N.Y. Gen. Oblig. Law § 5-419 — Property staked may be recovered
• N.Y. Gen. Oblig. Law § 5-421 — Losers of certain sums may recover them
• N.Y. Gen. Oblig. Law § 5-423 — Money paid for lottery tickets may be recovered by action
• N.Y. Gen. Oblig. Law § 5-501 — Rate of interest; usury forbidden
• N.Y. Gen. Oblig. Law § 5-511 — Usurious contracts void
• N.Y. Gen. Oblig. Law § 5-513 — Recovery of excess
• N.Y. Gen. Oblig. Law § 5-515 — Borrower bringing an action need not offer to repay
• N.Y. Gen. Oblig. Law § 5-517 — Transfer of cause of action for usury
• N.Y. Gen. Oblig. Law § 5-519 — Return of excess a bar to further penalties
• N.Y. Gen. Oblig. Law § 5-521 — Corporations prohibited from interposing defense of usury
• N.Y. Gen. Oblig. Law § 5-523 — Interest permitted on advances on collateral security
• N.Y. Gen. Oblig. Law § 5-524 — Taking security upon certain property for usurious loans
• N.Y. Gen. Oblig. Law § 5-525 — Interest charged by a registered broker or dealer for carrying debit balances
• N.Y. Gen. Oblig. Law § 5-526 — Interest on secured loans or forbearances
• N.Y. Gen. Oblig. Law § 5-527 — Enforceability of compound interest
• N.Y. Gen. Oblig. Law § 5-531 — Brokerage on loans; recovery of excess; effect of restitution
• N.Y. Gen. Oblig. Law § 5-601 — Interest on deposits in escrow with mortgage investing institutions
• N.Y. Gen. Oblig. Law § 5-602 — Interest on insurance draft deposits in escrow with mortgage investing institutions
• N.Y. Gen. Oblig. Law § 5-701 — Agreements required to be in writing
• N.Y. Gen. Oblig. Law § 5-702 — Requirements for use of plain language in consumer transactions
• N.Y. Gen. Oblig. Law § 5-703 — Conveyances and contracts concerning real property required to be in writing
• N.Y. Gen. Oblig. Law § 5-705 — Execution and acknowledgment of assumption of mortgage debt by grantee of mortgaged real property
• N.Y. Gen. Oblig. Law § 5-901 — Certain provisions of leases of personal property inoperative unless notice thereof given to lessee
• N.Y. Gen. Oblig. Law § 5-903 — Automatic renewal provision of contract for service, maintenance or repair unenforceable by contractor unless notice thereof given to rec...
• N.Y. Gen. Oblig. Law § 5-905 — Certain provisions of leases to be inoperative unless express notice thereof is given to tenant
• N.Y. Gen. Oblig. Law § 5-1101 — Agreements relating to securities
• N.Y. Gen. Oblig. Law § 5-1103 — Written agreement for modification or discharge
• N.Y. Gen. Oblig. Law § 5-1105 — Written promise expressing past consideration
• N.Y. Gen. Oblig. Law § 5-1107 — Written assignment
• N.Y. Gen. Oblig. Law § 5-1109 — Written irrevocable offer
• N.Y. Gen. Oblig. Law § 5-1111 — Execution by agent in real property transactions; written authorization required
• N.Y. Gen. Oblig. Law § 5-1113 — Written or published promise or reward
• N.Y. Gen. Oblig. Law § 5-1115 — Promises and warranties in conveyances made without consideration
• N.Y. Gen. Oblig. Law § 5-1301 — How interest calculated
• N.Y. Gen. Oblig. Law § 5-1311 — Uniform vendor and purchaser risk act
• N.Y. Gen. Oblig. Law § 5-1401 — Choice of law
• N.Y. Gen. Oblig. Law § 5-1402 — Choice of forum
• N.Y. Gen. Oblig. Law § 5-1501 — Application and definitions
• N.Y. Gen. Oblig. Law § 5-1501a — Power of attorney not affected by incapacity
• N.Y. Gen. Oblig. Law § 5-1501b — Creation of a valid power of attorney; when effective
• N.Y. Gen. Oblig. Law § 5-1501c — Powers of attorney excluded from this title
• N.Y. Gen. Oblig. Law § 5-1502a — Construction--real estate transactions
• N.Y. Gen. Oblig. Law § 5-1502b — Construction--chattel and goods transactions
• N.Y. Gen. Oblig. Law § 5-1502c — Construction--bond, share and commodity transactions
• N.Y. Gen. Oblig. Law § 5-1502d — Construction--banking transactions
• N.Y. Gen. Oblig. Law § 5-1502e — Construction--business operating transactions
• N.Y. Gen. Oblig. Law § 5-1502f — Construction--insurance transactions
• N.Y. Gen. Oblig. Law § 5-1502g — Construction--estate transactions
• N.Y. Gen. Oblig. Law § 5-1502h — Construction--claims and litigation
• N.Y. Gen. Oblig. Law § 5-1502i — Construction--personal and family maintenance
• N.Y. Gen. Oblig. Law § 5-1502j — Construction--benefits from governmental programs or civil or military service
• N.Y. Gen. Oblig. Law § 5-1502k — Construction--matters related to health care
• N.Y. Gen. Oblig. Law § 5-1502l — Construction--retirement benefit transactions
• N.Y. Gen. Oblig. Law § 5-1502m — Construction--tax matters
• N.Y. Gen. Oblig. Law § 5-1502n — Construction--all other matters
• N.Y. Gen. Oblig. Law § 5-1503 — Modifications of the statutory short form power of attorney
• N.Y. Gen. Oblig. Law § 5-1504 — Acceptance of and reliance upon acknowledged and witnessed statutory short form power of attorney
• N.Y. Gen. Oblig. Law § 5-1505 — Standard of care; fiduciary duties; compelling disclosure of record
• N.Y. Gen. Oblig. Law § 5-1506 — Compensation
• N.Y. Gen. Oblig. Law § 5-1507 — Signature of agent
• N.Y. Gen. Oblig. Law § 5-1508 — Co-agents and successor agents
• N.Y. Gen. Oblig. Law § 5-1509 — Appointment of monitor
• N.Y. Gen. Oblig. Law § 5-1510 — Special proceedings
• N.Y. Gen. Oblig. Law § 5-1511 — Termination or revocation of power of attorney; notice
• N.Y. Gen. Oblig. Law § 5-1512 — Powers of attorney executed in other jurisdictions
• N.Y. Gen. Oblig. Law § 5-1513 — Statutory short form power of attorney
• N.Y. Gen. Oblig. Law § 5-1551 — Power of parent to designate a person in parental relation
• N.Y. Gen. Oblig. Law § 5-1552 — Form of designation
• N.Y. Gen. Oblig. Law § 5-1553 — Scope of designation
• N.Y. Gen. Oblig. Law § 5-1554 — Revocation of designation
• N.Y. Gen. Oblig. Law § 5-1555 — Effect of designation
• N.Y. Gen. Oblig. Law § 5-1601 — Definitions
• N.Y. Gen. Oblig. Law § 5-1602 — Continuity of contract
• N.Y. Gen. Oblig. Law § 5-1603 — Effect of agreements
• N.Y. Gen. Oblig. Law § 5-1604 — Application
• N.Y. Gen. Oblig. Law § 5-1701 — Definitions
• N.Y. Gen. Oblig. Law § 5-1702 — Initial disclosure of structured settlement terms
• N.Y. Gen. Oblig. Law § 5-1703 — Required disclosures to payee
• N.Y. Gen. Oblig. Law § 5-1704 — Provisions prohibited in transfer agreement
• N.Y. Gen. Oblig. Law § 5-1705 — Procedure for approval of transfers
• N.Y. Gen. Oblig. Law § 5-1706 — Approval of transfers of structured settlement payment rights
• N.Y. Gen. Oblig. Law § 5-1707 — Effects of transfer of structured settlement payment rights
• N.Y. Gen. Oblig. Law § 5-1708 — General provisions; construction
• N.Y. Gen. Oblig. Law § 5-1708-A — Waiver for families of victims of terrorist attacks
• N.Y. Gen. Oblig. Law § 5-1709 — Enforcement
• N.Y. Gen. Oblig. Law § 7-101 — Money deposited or advanced for use or rental of personal property; waiver void
• N.Y. Gen. Oblig. Law § 7-103 — Money deposited or advanced for use or rental of real property; waiver void; administration expenses
• N.Y. Gen. Oblig. Law § 7-105 — Landlord failing to turn over deposits made by tenants or licensees and to notify tenants or licensees thereof in certain cases
• N.Y. Gen. Oblig. Law § 7-106 — Money deposited or advanced for certain installations; waiver void
• N.Y. Gen. Oblig. Law § 7-107 — Deposits made by tenants of rent stabilized dwelling units
• N.Y. Gen. Oblig. Law § 7-108 — Deposits made by tenants of non-rent stabilized dwelling units
• N.Y. Gen. Oblig. Law § 7-109 — Commencement of a proceeding or action by the attorney general to compel compliance
• N.Y. Gen. Oblig. Law § 7-201 — Sale of certain licensed taxicabs
• N.Y. Gen. Oblig. Law § 7-301 — Liability of surety on an undertaking
• N.Y. Gen. Oblig. Law § 7-401 — Buyer's right of redemption
• N.Y. Gen. Oblig. Law § 9-101 — Liability of receiver of rents and profits appointed in mortgage foreclosure
• N.Y. Gen. Oblig. Law § 9-103 — No duty to keep premises safe for certain uses; responsibility for acts of such users
• N.Y. Gen. Oblig. Law § 9-105 — Right of entry for professional land surveyor performing surveying services
• N.Y. Gen. Oblig. Law § 9-107 — Genetically engineered or genetically modified organisms; affirmative defense
• N.Y. Gen. Oblig. Law § 11-100 — Compensation for injury or damage caused by the intoxication of a person under the age of twenty-one years
• N.Y. Gen. Oblig. Law § 11-101 — Compensation for injury caused by the illegal sale of intoxicating liquor
• N.Y. Gen. Oblig. Law § 11-102 — Liability of utilities for compensation for damages caused by interfering with, or delaying the progress of work under state public const...
• N.Y. Gen. Oblig. Law § 11-103 — Compensation for injury caused by the illegal sale of controlled substances
• N.Y. Gen. Oblig. Law § 11-104 — Additional liability of drawer
• N.Y. Gen. Oblig. Law § 11-105 — Larceny in mercantile establishments
• N.Y. Gen. Oblig. Law § 11-106 — Compensation for injury or death to police officers and firefighters or their estates
• N.Y. Gen. Oblig. Law § 11-107 — Compensation for harm to a guide, hearing or service dog
• N.Y. Gen. Oblig. Law § 12-101 — Short title
• N.Y. Gen. Oblig. Law § 12-102 — Definitions
• N.Y. Gen. Oblig. Law § 12-103 — Liability established
• N.Y. Gen. Oblig. Law § 12-104 — Recovery by persons other than illegal drug users
• N.Y. Gen. Oblig. Law § 12-105 — Recovery by illegal drug users
• N.Y. Gen. Oblig. Law § 12-106 — Scope of defendant's liability established
• N.Y. Gen. Oblig. Law § 12-107 — Joinder
• N.Y. Gen. Oblig. Law § 12-108 — Culpable conduct; contribution
• N.Y. Gen. Oblig. Law § 12-109 — Judgments; execution and enforcement
• N.Y. Gen. Oblig. Law § 12-110 — Periods of limitation
• N.Y. Gen. Oblig. Law § 13-101 — Transfer of claims
• N.Y. Gen. Oblig. Law § 13-103 — Transfer of judgment for sum of money
• N.Y. Gen. Oblig. Law § 13-105 — Effect of transfer of claim or demand
• N.Y. Gen. Oblig. Law § 13-107 — Claims or demands transferred with bond unless reserved
• N.Y. Gen. Oblig. Law § 13-109 — Definition of "transfer
• N.Y. Gen. Oblig. Law § 15-101 — Definitions
• N.Y. Gen. Oblig. Law § 15-102 — Co-obligor not a party
• N.Y. Gen. Oblig. Law § 15-103 — Consideration to be credited to co-obligor
• N.Y. Gen. Oblig. Law § 15-104 — Discharge of one obligor, with reservations
• N.Y. Gen. Oblig. Law § 15-105 — Discharge of one obligor, without reservation
• N.Y. Gen. Oblig. Law § 15-106 — Death of joint obligor
• N.Y. Gen. Oblig. Law § 15-107 — Release of partner
• N.Y. Gen. Oblig. Law § 15-108 — Release or covenant not to sue
• N.Y. Gen. Oblig. Law § 15-109 — Uniformity of interpretation
• N.Y. Gen. Oblig. Law § 15-110 — Inconsistent laws repealed
• N.Y. Gen. Oblig. Law § 15-301 — When written agreement or other instrument cannot be changed by oral executory agreement, or discharged or terminated by oral executory a...
• N.Y. Gen. Oblig. Law § 15-303 — Release in writing without consideration or seal
• N.Y. Gen. Oblig. Law § 15-304 — Forfeiture and cancellation of oil, gas or mineral land leases
• N.Y. Gen. Oblig. Law § 15-501 — Executory accord
• N.Y. Gen. Oblig. Law § 15-503 — Offer of accord followed by tender
• N.Y. Gen. Oblig. Law § 15-701 — Surety not discharged by failure or refusal by creditor to sue principal debtor
• N.Y. Gen. Oblig. Law § 15-702 — Surety disclosure
• N.Y. Gen. Oblig. Law § 17-101 — Acknowledgment or new promise must be in writing
• N.Y. Gen. Oblig. Law § 17-103 — Agreements waiving the statute of limitation
• N.Y. Gen. Oblig. Law § 17-105 — Promises and waivers affecting the time limited for action to foreclose a mortgage
• N.Y. Gen. Oblig. Law § 17-107 — Effect of part payment on time limited for foreclosure of a mortgage
• N.Y. Gen. Oblig. Law § 18-101 — Legislative purpose
• N.Y. Gen. Oblig. Law § 18-102 — Definitions
• N.Y. Gen. Oblig. Law § 18-103 — Duties of ski area operators
• N.Y. Gen. Oblig. Law § 18-104 — Duties of passengers
• N.Y. Gen. Oblig. Law § 18-105 — Duties of skiers
• N.Y. Gen. Oblig. Law § 18-106 — Duties of skiers and ski area operators with respect to inherent risks
• N.Y. Gen. Oblig. Law § 18-107 — Construction
• N.Y. Gen. Oblig. Law § 18-108 — Severability
• N.Y. Gen. Oblig. Law § 18-201 — Specifications of liability for employers and employees