New York Financial Services Law

Every section of the New York Financial Services Law, in order — 77 sections. Source: NY Senate Open Legislation, current through November 4, 2026.

• N.Y. Fin. Serv. Law § 101 — Short title
• N.Y. Fin. Serv. Law § 101-a — Legislative findings and determinations
• N.Y. Fin. Serv. Law § 102 — Department of financial services
• N.Y. Fin. Serv. Law § 103 — Explanation of order of provisions
• N.Y. Fin. Serv. Law § 104 — Definitions
• N.Y. Fin. Serv. Law § 201 — Declaration of policy
• N.Y. Fin. Serv. Law § 202 — Superintendent
• N.Y. Fin. Serv. Law § 203 — Deputies; employees
• N.Y. Fin. Serv. Law § 204 — Offices of the department
• N.Y. Fin. Serv. Law § 205 — Bureaus
• N.Y. Fin. Serv. Law § 205-a — Report
• N.Y. Fin. Serv. Law § 205-b — State charter advisory board
• N.Y. Fin. Serv. Law § 206 — Assessments to defray operating expenses of the department
• N.Y. Fin. Serv. Law § 207 — Annual report of the superintendent
• N.Y. Fin. Serv. Law § 301 — Powers of the superintendent
• N.Y. Fin. Serv. Law § 302 — Regulations by superintendent
• N.Y. Fin. Serv. Law § 303 — Orders of superintendent; when writing required
• N.Y. Fin. Serv. Law § 304 — Notice; how given
• N.Y. Fin. Serv. Law § 304-a — Actions of the department subject to the state administrative procedure act
• N.Y. Fin. Serv. Law § 305 — Hearings; conduct; findings and report
• N.Y. Fin. Serv. Law § 306 — Attendance of witnesses; production of documents and records
• N.Y. Fin. Serv. Law § 308 — Judicial review of orders, regulations and decisions of superintendent
• N.Y. Fin. Serv. Law § 309 — Injunction to restrain violation of this chapter
• N.Y. Fin. Serv. Law § 310 — Certificates as evidence; affirmation of documents and testimony
• N.Y. Fin. Serv. Law § 311 — Financial literacy education
• N.Y. Fin. Serv. Law § 402 — Legislative declaration
• N.Y. Fin. Serv. Law § 403 — Financial frauds and consumer protection unit
• N.Y. Fin. Serv. Law § 404 — Powers of the financial frauds and consumer protection unit
• N.Y. Fin. Serv. Law § 405 — Immunity
• N.Y. Fin. Serv. Law § 406 — Other law enforcement authority, powers and duties not affected or impaired
• N.Y. Fin. Serv. Law § 408 — Civil penalty
• N.Y. Fin. Serv. Law § 408-a — Unlicensed activities prohibited
• N.Y. Fin. Serv. Law § 409 — Reports
• N.Y. Fin. Serv. Law § 501 — Restrictions on officers and employees of the department; penalty
• N.Y. Fin. Serv. Law § 601 — Dispute resolution process established
• N.Y. Fin. Serv. Law § 602 — Applicability
• N.Y. Fin. Serv. Law § 603 — Definitions
• N.Y. Fin. Serv. Law § 604 — Criteria for determining a reasonable fee
• N.Y. Fin. Serv. Law § 605 — Dispute resolution for emergency services
• N.Y. Fin. Serv. Law § 606 — Hold harmless for insureds from bills for emergency services and surprise bills
• N.Y. Fin. Serv. Law § 607 — Dispute resolution for surprise bills
• N.Y. Fin. Serv. Law § 608 — Payment for independent dispute resolution entity
• N.Y. Fin. Serv. Law § 609 — Reporting on new criteria for determining a reasonable fee
• N.Y. Fin. Serv. Law § 701 — Definitions
• N.Y. Fin. Serv. Law § 702 — Prohibitions
• N.Y. Fin. Serv. Law § 703 — Disclosure requirements
• N.Y. Fin. Serv. Law § 704 — Student debt consulting contracts
• N.Y. Fin. Serv. Law § 705 — Penalties and other provisions
• N.Y. Fin. Serv. Law § 706 — Rules and regulations
• N.Y. Fin. Serv. Law § 801 — Definitions
• N.Y. Fin. Serv. Law § 802 — Exemptions
• N.Y. Fin. Serv. Law § 803 — Sales-based financing disclosure requirements
• N.Y. Fin. Serv. Law § 804 — Closed-end commercial financing disclosure requirements
• N.Y. Fin. Serv. Law § 805 — Open-end commercial financing disclosure requirements
• N.Y. Fin. Serv. Law § 806 — Factoring transaction disclosure requirements
• N.Y. Fin. Serv. Law § 807 — Other forms of financing disclosure requirements
• N.Y. Fin. Serv. Law § 808 — Disclosure requirements for renewal financing
• N.Y. Fin. Serv. Law § 809 — Required signature
• N.Y. Fin. Serv. Law § 810 — Additional information
• N.Y. Fin. Serv. Law § 811 — Rules and regulations
• N.Y. Fin. Serv. Law § 812 — Penalties
• N.Y. Fin. Serv. Law § 901 — Definitions
• N.Y. Fin. Serv. Law § 902 — Private education debt reporting
• N.Y. Fin. Serv. Law § 903 — Rules and regulations
• N.Y. Fin. Serv. Law § 904 — Violations
• N.Y. Fin. Serv. Law § 905 — Severability
• N.Y. Fin. Serv. Law § 1001 — Definitions
• N.Y. Fin. Serv. Law § 1002 — Contract requirements; right of rescission
• N.Y. Fin. Serv. Law § 1003 — Prohibitions and charge limitations
• N.Y. Fin. Serv. Law § 1004 — Payment of charges
• N.Y. Fin. Serv. Law § 1005 — Disclosures
• N.Y. Fin. Serv. Law § 1006 — Violations
• N.Y. Fin. Serv. Law § 1007 — Assignability; liens
• N.Y. Fin. Serv. Law § 1008 — Effect of communication on privileges
• N.Y. Fin. Serv. Law § 1009 — Registration
• N.Y. Fin. Serv. Law § 1010 — Reporting
• N.Y. Fin. Serv. Law § 1011 — Severability